PPI Reclaiming discussion Part III

marshallka

rkm123 wrote: »

[Use this section for lender who has already been fined or delete]
This is due to the fact that you have been fined by the FSA for failing to treat your customers fairly when selling Payment Protection Insurance and I do not believe that my policy was sold in my best interests.

Is this correct for first plus?

If that is what you believe happened. Add as many reasons as you can;)

marshallka

rkm123 wrote: »

Im so sorry to keep coming back...

Do you send the letter to first plus cardiff?

Yes, one to Firstplus and one to Freedom Finance too.

booi666

maxdp wrote: »

YEP:D


Three blind mice. Three blin mice. See how they run, See how they run ( how am I doing)

At this rate you'll be doing lead vocals:rotfl: :rotfl:

booi666

Im afraid thats all folks for now,

My heads minging and my eyes are shutting,


Catcha all later:beer: :j :j :j :j

marshallka

booi666 wrote: »

Im afraid thats all folks for now,

My heads minging and my eyes are shutting,


Catcha all later:beer: :j :j :j :j

Bye Boo... catch you tomorrow.;)

pinknico

booi666 wrote: »

It was for pinknico but i cant find the origional posting,


Ring the commissioners office on 01625 545745 or send a letter to the c r a saying ull sue em for compo;)

Sorry Boo, who is the commissioners office and which bit can I complain to them about and who are c r a and what am I sueing them for?:D

rkm123

rshall - does this sound ok? Im stressy because we are talking about 16k here. Thx

This is due to the fact that you have been fined by the FSA for failing to treat your customers fairly when selling Payment Protection Insurance and I do not believe that my policy was sold in my best interests
We were not aware that a lump sum was paid in advance for this policy and then added to our original loan
We were not aware that this policy only covered us for 5 years of a 15 year loan
We were not aware that the payments and interest on this first lump sum advance would still be being paid throughout the whole of the 15 year period even though we were only covered for 5 years under the policy
The person who sold me this insurance stated.. you pay the premium and if after five years you havent claimed you get your money back... at no point was it mentioned that we would be paying a monthly premium plus interest for the term of the loan!

pinknico

marshallka wrote: »

If that is what you believe happened. Add as many reasons as you can;)

I dont think Firstplus or Freedom have been fined YET.

di3004

pinknico wrote: »

Sorry Boo, who is the commissioners office and which bit can I complain to them about and who are c r a and what am I sueing them for?:D

Hiya Pinknico

I think Boo means the ICO, Information Commissioners office to contact about one of your posts you added earlier hun.;) x

Here is the link to ICO as well.....
http://www.ico.gov.uk/

di3004

rkm123 wrote: »

rshall - does this sound ok? Im stressy because we are talking about 16k here. Thx

This is due to the fact that you have been fined by the FSA for failing to treat your customers fairly when selling Payment Protection Insurance and I do not believe that my policy was sold in my best interests
We were not aware that a lump sum was paid in advance for this policy and then added to our original loan
We were not aware that this policy only covered us for 5 years of a 15 year loan
We were not aware that the payments and interest on this first lump sum advance would still be being paid throughout the whole of the 15 year period even though we were only covered for 5 years under the policy
The person who sold me this insurance stated.. you pay the premium and if after five years you havent claimed you get your money back... at no point was it mentioned that we would be paying a monthly premium plus interest for the term of the loan!

Hi there hunni

That is great, and remember to tell them as well, if they do not resolve this you will take your complaint to the Financial ombudsman service to investigate.

Good luck hunni and post by recorded delivery as they have 8 weeks to respond in full.

I am sure Marshallka will also check this as well for you.;)

Di
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