PPI Reclaiming discussion Part III

marshallka

rkm123 wrote: »

rshall - does this sound ok? Im stressy because we are talking about 16k here. Thx

This is due to the fact that you have been fined by the FSA for failing to treat your customers fairly when selling Payment Protection Insurance and I do not believe that my policy was sold in my best interests
We were not aware that a lump sum was paid in advance for this policy and then added to our original loan
We were not aware that this policy only covered us for 5 years of a 15 year loan
We were not aware that the payments and interest on this first lump sum advance would still be being paid throughout the whole of the 15 year period even though we were only covered for 5 years under the policy
The person who sold me this insurance stated.. you pay the premium and if after five years you havent claimed you get your money back... at no point was it mentioned that we would be paying a monthly premium plus interest for the term of the loan!

Hi, the only bit that is wrong is that they have not YET been fined by the FSA so delete that and leave the rest. The rest is true but sorry I only just read properly what you had written cause of what Pinknico (thanks for that "P") wrote. They should hopefully be next in line though....;)

di3004

booi666 wrote: »

Im afraid thats all folks for now,

My heads minging and my eyes are shutting,


Catcha all later:beer: :j :j :j :j

Night Boo, sleep well hun, and Marshallka if your not back tonight either, sleep well too hunni.:A
xxxx

di3004

marshallka wrote: »

Hi, the only bit that is wrong is that they have not YET been fined by the FSA so delete that and leave the rest. The rest is true but sorry I only just read properly what you had written cause of what Pinknico (thanks for that "P") wrote. They should hopefully be next in line though....;)

Hiya Marshallka

Thought you signed off for the night.

Glad you came back to check and notice the bit I didn't lol. Cheers hun.;)

marshallka

di3004 wrote: »

Hiya Marshallka

Thought you signed off for the night.

Glad you came back to check and notice the bit I didn't lol. Cheers hun.;)

Pinknico noticed it first... glad she was around...;)

di3004

marshallka wrote: »

Pinknico noticed it first... glad she was around...;)

Oh yes, I missed that one Pinknico added, bless, she is a star isn't she ?:A :T .

di3004

I'm going to watch that film now, it started at 10:05pm on Channel 4, called Final destination 3.;)

If I get fed up of it I will be back.:D

if I don't get back on tonight, I shall catch you tomorrow, have a good night. xxx:A

rkm123

I cannot thank you enough for your help in this, I am just so grateful. I will let you know any outcomes x

marshallka

rkm123 wrote: »

I cannot thank you enough for your help in this, I am just so grateful. I will let you know any outcomes x

I just hope you win.. let us know step by step and we will help you all we can... Good luck..;)

booi666

pinknico wrote: »

Sorry Boo, who is the commissioners office and which bit can I complain to them about and who are c r a and what am I sueing them for?:D

Hi all,
Couldn't resist a last look before beddy times:cool:

And di covered the commissioners office bit, thanks di
cra are the credit agencies and you can sue them for putting wrong info on your credit file without 1st ensuring the info is correct, especially if you say you've hit them with the letters allready and their taking no notice of them:eek:

marshallka

booi666 wrote: »

Hi all,
Couldn't resist a last look before beddy times:cool:

cra are the credit agencies and you can sue them for putting wrong info on your credit file without 1st ensuring the info is correct, especially if you say you've hit them with the letters allready and their taking no notice of them:eek:

Boo you are addicted now...:eek: