PPI Reclaiming discussion Part III

catinthehat1

Sorry i haven't posted on here for a while, have been in France shadowing a french teacher!!! We haven't heard anything yet from FOS re Firstplus

di3004

nova wrote: »

Hi All,
l dont know if anyone can give me advice but we filed a mcol against ge :eek: money, then about 4 days later they filed one against us, they've
acknowledged ours giving them 28 days to file a defence so we have done the same, shall we just keep a close eye on when and if they write a defence before writing ours? lf that makes any sense!! not quite sure of anything sometimes, lm sure they hope we'll get confused and b!!!! off!!!

Hi there Nova

Sorry to hear that hun.
Now when you say complaint, is it about PPI?

If this is worrying you I would have a word with your local CAB who may be able to help you out here, or maybe someone in the same situation will post up with some helpful options for you here.

I do hope this gets resolved and good luck.;)

nova

di3004 wrote: »

Hi there Nova

Sorry to hear that hun.
Now when you say complaint, is it about PPI?

If this is worrying you I would have a word with your local CAB who may be able to help you out here, or maybe someone in the same situation will post up with some helpful options for you here.

I do hope this gets resolved and good luck.;)

lts sort of worrying me and sort of not, if you know what l mean,l've done loads of research (its ppi and charges put together by the way!) and most people dont actually end up in court but knowing my luck they'll want to make an example of somebody!!

Thanks
nova x

di3004

nova wrote: »

lts sort of worrying me and sort of not, if you know what l mean,l've done loads of research (its ppi and charges put together by the way!) and most people dont actually end up in court but knowing my luck they'll want to make an example of somebody!!

Thanks
nova x

Nova hunni I would not let this worry you.;)
They are trying it on, so do not let that put you off.

I'm sure it will all work out for you in your favour in the end.

You are doing the right thing here and you keep at it, and I'm sure our Marshallka will also have some answers for you here too, keep a check out on here hun, I think she will be back here shortly.;)

Di.
x

catinthehat1

di3004 wrote: »

Wow how are you hun?:D
Hope all is okay with you.;)

France hey........hope you had a good time.:j

Give the FOS a ring hun and/or an email just to give them a bit of a nudge, there is plenty going on at the moment regarding First plus to what I know of right now.;)

Anything about FP that I should know about/find out without going through the trillions of posts??? Thanks in advance Di

marshallka

sparky0107 wrote: »

Evening,
Can you tell me how the 6 year statute barred system works, does the time scale start from the date you took out the loan or from the date the last payment was made?

Thanks in advanace for any help

6 year from when you actually became aware of the complaint CAN be applied. Section 32 Limitations - act but usually its 6 year from that date you are complaining about...or 3 years from when you ought to have been aware...

marshallka

maxdp wrote: »

No have to earn their money:rotfl: 9 to 12 months from start to finish am told,:eek:

So whats happening now ...

marshallka

davemchol wrote: »

Hi again just wondered if not quoting the monthly loan repayments without ppi is misselling as well as not being made aware you could cancel it and anytime meaning it was compulsory for the term of the loan Plus has anyone else had problems with Halifax Loans agreed over the phone around the 2003 period

Yes it is and you can make a complaint..

nova

di3004 wrote: »

Nova hunni I would not let this worry you.;)
They are trying it on, so do not let that put you off.

I'm sure it will all work out for you in your favour in the end.

You are doing the right thing here and you keep at it, and I'm sure our Marshallka will also have some answers for you here too, keep a check out on here hun, I think she will be back here shortly.;)

Di.
x

Thanks Di, you're a buzy little bee!
l hope l win this then l can give back on this site and help and encourage others like you.
Thanks Again x

marshallka

catinthehat1 wrote: »

Sorry i haven't posted on here for a while, have been in France shadowing a french teacher!!! We haven't heard anything yet from FOS re Firstplus

Wow catinthehat, I hope you enjoyed it..

Apparently Firstplus complaints are said to be looked into as one now according to someone from the CAG forums. Don't know how true this is but someone posted it... :eek:

http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/166216-firstplus-ppi.html