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PPI Reclaiming discussion Part III

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  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Yippeeeeeeee, just received an email from x-box, this is where they are right now>>>>>>>>>

    Device received at service center - We have received your console.:T

    The next stage is the last stage, to say repaired and on its way back....:D , its a lot quicker than the last time, so fingers crossed my boys will be playing with their new games for Christmas.......:T :D .
    That was quick then Di. I wonder if they have sent another one, a new one...:confused: .
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Hi there
    Did they warn you about taking these payments?

    Can they just come to an arrangement to suit your needs here?:confused: .

    They should not really be doing this because of what you have done on the mis selling side of things, yet nothing surprises me with these......:rolleyes:
    They should not have taken these anyway. There is a thread about it... take a look at it Di.. its disgusting what they did...:mad: .
  • pinknico
    pinknico Posts: 3,261 Forumite
    chickpee wrote: »
    When we rang them up about taking out a loan with them, Picture only gave us repayment information which included the ppi so we weren't given a fair opportunity to compare the different repayment rates. Also they indicated that the ppi continued after 5 years by saying that the plan would continue monthly after that.

    The FOS said that if we had been given the full facts regarding ppi then they thought it was highly unlikely that we would have taken it out in the first place. They also criticised the benefits of the ppi stating that we would never have benefited anywhere near the cost of the policy should we ever have needed to use it.

    Hope that answers your question.

    Yes that sounds familiar! though the 5 years werent mentioned except in the fact we would get money back. No interest on the policy was mentioned either. Thanks.
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • di3004 wrote: »
    My experience though with Lloyds they are last minute with everything, just like the SAR, I received that on day 40......:eek:


    Hi again! Just wondering if you claimed charges from Lloyds? If so any joy?
  • maxdp
    maxdp Posts: 3,873 Forumite
    Hi All

    Di Have e mailed you;)

    Marshallka Glad you are feeling better.

    I need some info and wonder if anyone can help me. Somebody posted on here about "advised sales" and non advised sales. Was it one of you two and if so do you know the link. Would appreciate info about that. Am filling in my unmentionables and need to make sure I get things correct.

    Appreciate you help.:D
    :mad:
  • maxdp
    maxdp Posts: 3,873 Forumite
    Neptune76 wrote: »
    Hi again! Just wondering if you claimed charges from Lloyds? If so any joy?
    Hi Have claimed CC charges from Lloyds - Settled
    PPI on a CC with FOS

    PPI on Loansssssssss being sorted at moment.:D
    PPI on business loan still to do.
    :mad:
  • di3004
    di3004 Posts: 42,579 Forumite
    maxdp wrote: »
    Hi All

    Di Have e mailed you;)

    Marshallka Glad you are feeling better.

    I need some info and wonder if anyone can help me. Somebody posted on here about "advised sales" and non advised sales. Was it one of you two and if so do you know the link. Would appreciate info about that. Am filling in my unmentionables and need to make sure I get things correct.

    Appreciate you help.:D

    Hi Max
    Thanks for your email hunni.;) :D
    Have emailed you back as well.

    Hmm, it was not me........:rolleyes: , will see if I can find the info though, one of us will anyway.......:D ;) .

    Sorry I missed you on here earlier. xx:A
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Neptune76 wrote: »
    Hi again! Just wondering if you claimed charges from Lloyds? If so any joy?


    Hi hun
    I have not got this far yet, but do have this to tend to when I get round to it.
    I believe many have been successful within this issue with Lloyds hun, maybe worth also checking this out on the success forum as well.:D ;)

    Di
    x
    The one and only "Dizzy Di" :D
  • maxdp
    maxdp Posts: 3,873 Forumite
    OMG have had a form to fill in for my unmentionables all about PPI when where how etc. I have filled it in truthfully but I am now in a panic that I do not miss something that I should fit in here. :eek:
    :mad:
  • pinknico
    pinknico Posts: 3,261 Forumite
    How do you remember??? I cant remember much about mine, just what I wasn't told!
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
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