PPI Reclaiming discussion Part III

di3004

Natalie6999 wrote: »

Has anyone had any luck reclaiming PPI from M & S Money Credit card or Tesco Finance loans?

I think there have been some successes on these, but not sure if you have actually checked this out but normally next to this thread there is the success forum, there may be some posts in there hunni.;)

bigspender2

Hi

We have had 8 loans in the last 5 years they are all paid off, not sure if we had PPI or not although we probably did i also do not have any paperwork for the loans is there anything we can do?

Thanks for your help

I'mcomingbackasaman

I've got all the paperwork concerning a loan I had with Beneficial Finance (good name:mad: - beneficial to who :rolleyes: )

I paid it off in six months gave them the required months notice and was charged an extortionate amount of interest.

Is there any kind of claim I can make against that or is it just PPI u can claim back?
Does it have to have happened since 2002 or something?

Would solicitors or an accountants advice be of any help?

Thanks.

di3004

bigspender2 wrote: »

Hi

We have had 8 loans in the last 5 years they are all paid off, not sure if we had PPI or not although we probably did i also do not have any paperwork for the loans is there anything we can do?

Thanks for your help

Hi there
Have you any of the agreements for these loans, if so the ppi would show on them, if not request for these and the written breakdown of calculations, the agreements they may be free or they may charge a £1 for each one, give them a ring hun and see what they say.

We can take it from there if you feel you were mis sold in any way.;)

Good luck.

di3004

I'mcomingbackasaman wrote: »

I've got all the paperwork concerning a loan I had with Beneficial Finance (good name:mad: - beneficial to who :rolleyes: )

I paid it off in six months gave them the required months notice and was charged an extortionate amount of interest.

Is there any kind of claim I can make against that?
Does it have to have happened since 2002 or something?

Thanks.

Hi

You can still try to complain and reclaim if you believe you were mis sold, however, I have a feeling that BF were covered anyway, but I will check this out now on the FSA register.
Still go for it - I would, as I have been lucky with one of mine who were not then covered and they still refunded my ppi.;)

Have you made a start with this yet hun?

Right just edited to post back here, yes they were covered as from 2001, so go for it. x

Do you require any further info, a template reclaim letter etc?

Right just re-read your post, now if you were not mis sold you can try for the unfair rebate, if you have the figures for this please post up and this can be checked for you, although I'm not the one for maths etc, Marshallks here is great with calculations, and when she has 5 she may be able to take a look for you.

di3004

Giving my son a hand with some homework - back as soon as I can.:D

di3004

May have an earlier night tonight - feeling exhausted, so if I'm not back tonight, will be back tomorrow morning.;)

marshallka

Natalie6999 wrote: »

Has anyone had any luck reclaiming PPI from M & S Money Credit card or Tesco Finance loans?

If you type both names into the top of the page on search this thread (or on the PPI success thread too) then you will see how people went about this and who won etc.

Good luck

marshallka

di3004 wrote: »

May have an earlier night tonight - feeling exhausted, so if I'm not back tonight, will be back tomorrow morning.;)

Night Di, may have one myself. I am too.;)

marshallka

I'mcomingbackasaman wrote: »

I've got all the paperwork concerning a loan I had with Beneficial Finance (good name:mad: - beneficial to who :rolleyes: )

I paid it off in six months gave them the required months notice and was charged an extortionate amount of interest.

Is there any kind of claim I can make against that or is it just PPI u can claim back?
Does it have to have happened since 2002 or something?

Would solicitors or an accountants advice be of any help?

Thanks.

You can make a complaint against the PPI but as regards the interest you paid I am assuming you had the rule of 78 used in the settlement and this was quite legal to do, (apparently devised by the OFT:mad: ) however it is challengable but only through the courts.