PPI Reclaiming discussion Part III

di3004

booi666 wrote: »

I did both numbers and neither knew what i was talking about:eek:

Some indian dude fobbed me off to a local branch who had the nerve to say i was a valued customer and could they look into reducing my monthly out goings by doing another laon:eek: :eek: :eek: No ferking way dudes

I got there in the end but i wish they would teach these half wits the ins and outs of the company they work for:mad:

So your excused pink and di, ill just take it out on your two's bodies:rotfl: :rotfl: :rotfl:

:eek: :eek: lol, oops sorry Boo......:o .

You could always check the contact addresses and tel numbers OTR, they have a list over there........:D lmao....:rotfl:

masmit

Trickknowledge wrote: »

Hi all,
Thanks for the advice on reclaiming the charges BlackHorse put on the account. With regard to the PPI miss selling, my loan was taken out in 2003 with BlackHorse. I have been reading elsewhere that Blackhorse are a tricky company to claim from. Can somebody explain why please?

Thanks,
Andrew

hi all,
i think the simple answer to this is, before the FSA, they were regulated by the FLA to which they paid for being a member. if anybody has dealt with the FLA they no there a waste of time & very onesided towards there members. in my opinion blackhorse & other company's under the FLA run themselves, they believe thier above regulation.
for anybody dealing with this company go straight to a solicitor to stop yourself getting messed around by them & FLA, trust me it will save a lot of time & grief.
i believe this is one of the worst company's for miss-selling so don,t be put off.

pinknico

dreamer33 wrote: »

Found this pinknico:

Liquidation is the process of converting all assets into cash. Proceeds of which will be used to pay-out its obligations in the order set-out by the standards/court.

Dissolution means to end the legal entity. To officially close a business.

Thanks dreamer that helps a lot:A

maxdp

masmit wrote: »

hi all,
i think the simple answer to this is, before the FSA, they were regulated by the FLA to which they paid for being a member. if anybody has dealt with the FLA they no there a waste of time & very onesided towards there members. in my opinion blackhorse & other company's under the FLA run themselves, they believe thier above regulation.
for anybody dealing with this company go straight to a solicitor to stop yourself getting messed around by them & FLA, trust me it will save a lot of time & grief.
i believe this is one of the worst company's for miss-selling so don,t be put off.

Thank you Masmit for that. I quite agree with you if you cannot get things down the conventional route any means will do.:eek:

ineedhelp2008

marshallka wrote: »

Straight to the FOS then now...

http://www.financial-ombudsman.org.uk/consumer/complaints.htm

Excellant result: Got a letter today offering us £4,128 refund and they are refinancing the loan to what it would have been had we not had PPI in the first place.....

booi666

ineedhelp2008 wrote: »

Excellant result: Got a letter today offering us £4,128 refund and they are refinancing the loan to what it would have been had we not had PPI in the first place.....

Can anyone give me a bit of an insight into this?

As in if you win your ppi back and put you back to where you were before the ppi,then is the refinanced loan taken out over the same amount of time as in the begining how does it work?

And please no technical answers, my brain is fried with the telephone waves from today:rotfl:

maxdp

ineedhelp2008 wrote: »

Excellant result: Got a letter today offering us £4,128 refund and they are refinancing the loan to what it would have been had we not had PPI in the first place.....

Excellent result well done.:T

maxdp

booi666 wrote: »

Can anyone give me a bit of an insight into this?

As in if you win your ppi back and put you back to where you were before the ppi,then is the refinanced loan taken out over the same amount of time as in the begining how does it work?

And please no technical answers, my brain is fried with the telephone waves from today:rotfl:

Depends you can take it over same period and it would be cheaper or shorter period and the payment would be the same.

booi666

maxdp wrote: »

Depends you can take it over same period and it would be cheaper or shorter period and the payment would be the same.

What about the money youve allready paid up to the ppi being returned?:eek:

di3004

ineedhelp2008 wrote: »

Excellant result: Got a letter today offering us £4,128 refund and they are refinancing the loan to what it would have been had we not had PPI in the first place.....

Well done, thanks for letting us know.:T :beer:

Did you want the refund repaid back this way?
Or paid directly to you?