PPI Reclaiming discussion Part III

di3004

maxdp wrote: »

Tee Hee reckon so Pinknico Di loves a bit of Eastenders.:j

lmao, oh yes I do.......:D :j

TheBigDog

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di3004

TheBigDog wrote: »

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Hello and welcome.;)

Love your username by the way.......:D.

maxdp

OOOOOOHHHHHH Girls and Guys this is getting better and better.:eek: ..................................

pinknico

di3004 wrote: »

hehe, yes your right Pinknico.....:rotfl: , Take it you do not follow this soap then ?:D

I do follow Eastenders but this week watching re runs of Jonathan Creek:D

pinknico

maxdp wrote: »

OOOOOOHHHHHH Girls and Guys this is getting better and better.:eek: ..................................

Am I missing something

ineedhelp2008

di3004 wrote: »

Well done, thanks for letting us know.:T :beer:

Did you want the refund repaid back this way?
Or paid directly to you?

They are sending us a cheque for the amount due, 3k odd plus interest, and refinancing the loan so we will be £4k better off and also £100 a month better off for the rest of the loan.

TheBigDog

A word of caution....

Hi Guys,

Just a quick note, and you can all tell me to go away if you think I'm imposing. I reclaim ppi for a living, and I think it's great that some people have got the bottle to take on the banks themselves and I wish you all the best, however, there's one thing i see that a lot of lay people do concerning loans and ppi. I've got the greatest respect for Martyn and the site, however, if you've got a loan that has ppi added, and it's signed pre 6th of April, 2007, don't go for the template letter, go and speak to a solicitor. There is a good chance that if the ppi has been mis-sold, the whole loan might be unenforceable in law and by only reclaiming the ppi, you're shooting yourself in the foot.

What you're looking for is a ppi premium of around £2k plus and the whole loan could disappear.

Theres plenty of solicitors who will work on a contingency fee basis, which used to known as 'No Win No Fee' - just make sure the solicitor has legal liability insurance.

Best of luck in reclaiming,

The Big Dog.

Haren_Kater

TheBigDog wrote: »

A word of caution....

Hi Guys,

Just a quick note, and you can all tell me to go away if you think I'm imposing. I reclaim ppi for a living, and I think it's great that some people have got the bottle to take on the banks themselves and I wish you all the best, however, there's one thing i see that a lot of lay people do concerning loans and ppi. I've got the greatest respect for Martyn and the site, however, if you've got a loan that has ppi added, and it's signed pre 6th of April, 2007, don't go for the template letter, go and speak to a solicitor. There is a good chance that if the ppi has been mis-sold, the whole loan might be unenforceable in law and by only reclaiming the ppi, you're shooting yourself in the foot.

What you're looking for is a ppi premium of around £2k plus and the whole loan could disappear.

Theres plenty of solicitors who will work on a contingency fee basis, which used to known as 'No Win No Fee' - just make sure the solicitor has legal liability insurance.

Best of luck in reclaiming,

The Big Dog.

Thank you big dog for letting us know these things. It is good to know. Where do we go to get this info of where and how. please.

ineedhelp2008

TheBigDog wrote: »

A word of caution....

Hi Guys,

Just a quick note, and you can all tell me to go away if you think I'm imposing. I reclaim ppi for a living, and I think it's great that some people have got the bottle to take on the banks themselves and I wish you all the best, however, there's one thing i see that a lot of lay people do concerning loans and ppi. I've got the greatest respect for Martyn and the site, however, if you've got a loan that has ppi added, and it's signed pre 6th of April, 2007, don't go for the template letter, go and speak to a solicitor. There is a good chance that if the ppi has been mis-sold, the whole loan might be unenforceable in law and by only reclaiming the ppi, you're shooting yourself in the foot.

What you're looking for is a ppi premium of around £2k plus and the whole loan could disappear.

Theres plenty of solicitors who will work on a contingency fee basis, which used to known as 'No Win No Fee' - just make sure the solicitor has legal liability insurance.

Best of luck in reclaiming,

The Big Dog.

wow......"runs off upstairs to get loan paperwork" :rotfl: