PPI Reclaiming discussion Part III

pinknico

You must try and give them as much detail as possible but I have got information on name, address, date of birth etc alone

sharibe

pinknico wrote: »

You must try and give them as much detail as possible but I have got information on name, address, date of birth etc alone

Cool....I will have one last search in an old box! But otherwise will give as much info as I can.....

Off to do some searching and letter typing:-))

Thanks

Dreamer06

sharibe wrote: »

Thanks Dreamer...I have no idea what the account numbers were sadly as I no longer have any paperwork...Does that matter do you think?

i phoned welcome up a few weeks ago with which i had an account with them a few years ago, i didn't have any documents at the time & they went through a few security check & gave me my acc no's over the phone there & then! i was amazed, give it a go! good luck:cool:

sharibe

Dreamer06 wrote: »

i phoned welcome up a few weeks ago with which i had an account with them a few years ago, i didn't have any documents at the time & they went through a few security check & gave me my acc no's over the phone there & then! i was amazed, give it a go! good luck:cool:

I will Dreamer...Keep you posted!

nearlybroke

Hi all
Just joined today but have been reading this thread with interest for a couple of months!! Sent letter #1 to Northern crock a couple of weeks ago and requested copies of my agreement etc. all I got was the form they send out. I phoned them up and got some details for the form and have posted it back, so I await their response:rolleyes:

i was just wondering if it's worth contacting Egg as well?? I cancelled the payment protection thing (or whatever they call it) before Christmas, got £8k on the card and it was an extra £70+ per month going on to the balance!!!! Is it worth sending the letter in to them to try and reclaim as I've had a similar balance on that card on and off for 6 ish years? I can't remember what process of application I went thru tho?? Will that go against me??

pinknico

It is worth sending an SAR request, it should show you how you got the card and the ppi

booi666

Ey up all,


Peeps Im waiting for my sars from hfc,which i seem to be having probs with.

should i cancel the remainder of the ppi and let them re do the loan?

Then when and if my sars turns up try and claim back the ppi i have allready paid?:A

Dancer123_2

Hi there, this is my very first post so I would appreiciate any replies.

I took out a Firstplus loan in 03/06 which included a PPI. In May 07 I wanted to pay back the loan early, when I had the final settlement through I realised that I had signed up for this dreadful insurance, and that the whole ammout was added to the loan. After several discussions with Firstplus they advised us to keep some of the loan outstanding as we could claim back the total PPI in 6 years if we hadnt made a claim. We went on to so this.

What I would like to know is.... has anyone had the same issue and managed to reclaimed the PPI back. I see it as, i've already paid back the loan, and now only paying back the PPI, which will be all mine in 3 years time anyway, so I would like to end this now and take it down the miss selling route.

Any tips or suggestion's woud be HUGELY appreciated.

Many thanks

Campden

I am reclaiming Payment Protection Insurance complaint on behalf of someone else.

The insured person has severe memory loss caused by alcohol.

It seemed when reading the terms and condition that each head of claim was excluded if as a result of alcohol abuse, and I can see why.

Therefore, I am claiming that it was missold.

The provider has asked me to supply:-

details of my discussion with the seller ,
confirmation of whether I received the policy document
details of why I decided to purchase the policy.

Good questions, but given that I am acting on behalf of some one else, who has severe memory problems, I cannot answer them.

Is there any chance of succeeding and if so how should I proceed next?

amersall

hi we are in the process of ppi mis selling with first plus go for mis selling if you can, it is better in your pocket than theirs my loan has 17 years to go and we had 50% ppi given back as we cancelled it i still have to pay 111 pounds a month for the remainder of the term for ppi they kept, they will have had 26,000 back for a product we have not got so i got in touch with fsa and am going for mis selling . please dont let this drop first plus are highway men without the mask they dont even pass on extra interest rate cuts to customers.