PPI Reclaiming discussion Part III

march08

I Have Had A Response From Rbs To Say They Will Refund Ppi Premiums But After Re-reading The Letter It Says Any Money Will Either Be Refunded To An Open Account Or A Cheque Issued.

As My Loan Is Still Active Will The Money Go Towards My Loan Or Can I Request A Cheque

di3004

10past6 wrote: »

Hi di

Pleased to see you back on again, I trust all is going OK for you

What about this letter, should I amend the way it's worded?

Hi 10past6 and thank you.;)

Yes that is great and making your point clear. Well done !
Any problem and you have not heard within that timescale then move on to the FOS.;)

Di.
X

di3004

march08 wrote: »

I Have Had A Response From Rbs To Say They Will Refund Ppi Premiums But After Re-reading The Letter It Says Any Money Will Either Be Refunded To An Open Account Or A Cheque Issued.

As My Loan Is Still Active Will The Money Go Towards My Loan Or Can I Request A Cheque

Hello March08

Well done to you.:T :beer:

Going by what I am aware of some do write to request if they can have this paid directly to them, however as the loan is active they may also state this will go towards your loan, if you want this paid directly back to you then write to them and request this.;)
Good luck.

Incipience

Well done March08...

Jude5356

Can anyone help me? I have received an offer from HSBC for about 57% of what they say they owe me for mis-selling a PPI on my loan. Should I take the offer or will they up the offer if I refuse it?

di3004

Jude5356 wrote: »

Can anyone help me? I have received an offer from HSBC for about 57% of what they say they owe me for mis-selling a PPI on my loan. Should I take the offer or will they up the offer if I refuse it?

Hi
Have they actually sent you the full calculations of how this was worked out, you could ask them to send them to you.
Have they given you so much time to get back to them on this?

If this was an offer and/or final offer and your not satisfied you could ask them if they will do this, if not you can then take your complaint to the Financial ombudsman service if you want to go this direction if unsuccessful.

Good luck.;)

moonflower_2

Hi,I am having trouble finding the broker that sold me Mortgage Protection insurance.I have a pre existing illness,therefore I could not claim anywaythis was not discussed in anyway.

Iwrote to the insurance company Scottish Provident)first, and they explained that they directed me to the broker Lifelink Asset that sold me the policy.

However it now appears that X the director has left the country and gone to live in Cyprus!(letter sent recorded with£10 for SAR)

I also wrote to a further insurance company(Paymentshield) PPi that I had with the same broker.
They have given me another address of the partner of the company(Lifelink Asset).

Apparently LifeLink Asset were part of Lifelink and Lifelink Asset no longer trade with them.

Please please help what should I do next?

Sorry that this is so long,I have sent £10 to Paymentshield for SAR.

Turboman

Hi again---a lot of you who know me from other sites, will know I’m quite “versatile”—but here , I’ve only so far been involved with my speciality -- sums, – and I don’t want to be pidgeonholed as a metronome:D - so thought i would post a little extra!:D

I don’t know much about “chickens” ! or even “the price of vegatables” ! for that matter:rolleyes: :rolleyes: -- but lets choose a completely random subject instead!:laugh:


I would like tonight to introduce you to some music – but I will break you in gradually, even though all your PM’s want my Queen Sanctuary posts:D , therefore a liitle number from a while ago!:rotfl:

Tonight – and for one night only

I give you

The fabulous

The Exquisite

The Beautiful

Marianne Faithfull

Singing for you tonight - the most requested, most played song on the Bank Charges Forums –

http://uk.youtube.com/watch?v=YQYKyg1mdx0

Incipience

moonflower wrote: »

Hi,I am having trouble finding the broker that sold me Mortgage Protection insurance.I have a pre existing illness,therefore I could not claim anywaythis was not discussed in anyway.

Iwrote to the insurance company Scottish Provident)first, and they explained that they directed me to the broker Lifelink Asset that sold me the policy.

However it now appears that X the director has left the country and gone to live in Cyprus!(letter sent recorded with£10 for SAR)

I also wrote to a further insurance company(Paymentshield) PPi that I had with the same broker.
They have given me another address of the partner of the company(Lifelink Asset).

Apparently LifeLink Asset were part of Lifelink and Lifelink Asset no longer trade with them.

Please please help what should I do next?

Sorry that this is so long,I have sent £10 to Paymentshield for SAR.

Was this policy sold by your mortgage provider or is this something you took out yourself?

moonflower_2

Sold to me by the broker,that arranged the mortgage with BOS.

It seems that Scottish Provident do not know of his whereabouts,in their letter to me they requested that should I become aware of any further information,please let them know?Thanks for replying Incipience