IA's road to happiness.

painted_lady

Well done IA, I have followed your progress over the 2 years I been on site and believe me, you have worked hard for it.

Buffythedebtslayer

That is wonderful news Sarah, i have had a s!it day and your post has just cheered me up no end!

I can just imagine you sitting there, a big grin on your face!


Excellent news!

xxx

barnaby-bear

HIJKsplit wrote: »

If you say so . Nobody else does then. I am not going to keep this going as I do not want to ruin this thread and your good news ( Believe it or not ) and I wish you the best.

PS I am not a troll - Honest

I think your opinion is quite useful, it reflects an opinion many would hold but not voice. The tax credit was built up over a long period by a couple where the husband was working full time, undertook and paid for training whilst his wife volunteered, undertook a degree level course, worked several part time jobs and they both undertook childcare and strange hours. Their standard of living was extremely frugal, theyre were pitiful posts of despairing days of walking into town with only pence that would just stretch to a pint of milk, of guilt at an extravegance of a toy for a child. They built up a credit because they were living below their means and they had built up a debt by living at a standard most would find pretty frugal anyway. Whilst working they had a very occassional night out, their kids have had one holiday - out of season to a holiday camp, they fed their kids cheap but home-cooked meals. What standard of living do you think tax credits should afford? Low-income young couples don't have easy choices. I'm sure many others wish them the best and are glad that things worked out as it'll give many hope that there is more to life than hard grind.

barnaby-bear

immoral_angeluk wrote: »

Thank you for all the kind messages everyone. They really mean a lot Still not decided what to do with the money. Was looking at a few cars (and basses lol!) last night and in all seriousness I think I'm going to put off getting a car for a while. I'm mainly concerned about the safety and reliability of a 2nd hand car (I've never had one go right!) especially with the girls.. and also running costs especially when I'm living on benefits until the girls go to school. (:() So I think for the time being at least I'm going to set aside the car idea as much as I want one.

You can get a lot of taxis (and drink) and hire cars (enterprise) for the running costs and lack of maintenance hassle.

Good luck but remember the hard grind that money was accrued by and the options it may afford when things get tight.

SarahNeedle1872

barnaby-bear wrote: »

I think your opinion is quite useful, it reflects an opinion many would hold but not voice. The tax credit was built up over a long period by a couple where the husband was working full time, undertook and paid for training whilst his wife volunteered, undertook a degree level course, worked several part time jobs and they both undertook childcare and strange hours. Their standard of living was extremely frugal, theyre were pitiful posts of despairing days of walking into town with only pence that would just stretch to a pint of milk, of guilt at an extravegance of a toy for a child. They built up a credit because they were living below their means and they had built up a debt by living at a standard most would find pretty frugal anyway. Whilst working they had a very occassional night out, their kids have had one holiday - out of season to a holiday camp, they fed their kids cheap but home-cooked meals. What standard of living do you think tax credits should afford? Low-income young couples don't have easy choices. I'm sure many others wish them the best and are glad that things worked out as it'll give many hope that there is more to life than hard grind.

Very well put BB

immoral_angeluk

That's why I love you BB, you manage to summarise everything in such a way that is straight forward and to the point without causing offence.
:grouphug:
Thank you. x

penguin83

Ooh how did I miss this IA! Congrats on becoming debt free. x x x

Toto

Big congratulations sar, I hope this is the start of a bright and happy new phase in your life x

immoral_angeluk

Morning all. Off to CAB in a bit but joy of joys it's pouring down with rain... these are the kind of days I wish I had an umbrella.. What happened to this snow stuff we were supposed to be having? :rolleyes:

Last night I treated myself to a couple of bits off ebay A guns n' roses tshirt and some leather look/pvc trousers Grand total inc postage £22.27. lol Used my credit card because it's linked to paypal (and won't let me link my bank account :rolleyes:) but of course duly paid it off straight away. Felt good to be able to treat myself without worrying about where the money would come from, although I still hovered over the 'buy it now' button doing the old MSE mantra of Can I afford it, Do I need it, can I get it cheaper... :rotfl: Just shows you can take the debt from the DFW but you can't take the DFW from the debtor :rotfl:

I got my baby shine (5 string bass) back last night all fixed and as new A friend of ours fixed it for me for the cost of parts (£5.49) and it really is good as new Just needed a new jack socket.. I've got my baby back!!! :T:T:T:T

Doesn't mean I'm still not tempted by another bass though... lol!

barnaby-bear

immoral_angeluk wrote: »

That's why I love you BB, you manage to summarise everything in such a way that is straight forward and to the point without causing offence.
:grouphug:
Thank you. x

You don't need an abuse button to respond the detractors, you've given yourselves a lot of choices/future opportunities and can hold your head up high. You've a nice little arsenal of facts and logic and truths to respond with.