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First one to clear 15k gets a paper hat

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Comments

  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Thanks Shelley. Can't wait to have a break. :)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    How depressing...Did my ticker as below


    debt.png


    and though I've paid £3,735.86 since joining Paper Hat gang, I've only managed a reduction of £1520.02 in my debt. :( Ok, so there's £600 waiting to be off student loan, but also some interest to add to it...:(
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Ladies I'm off. See you end of next week. Good debt busting everyone! :)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 28,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    great news on your oh starnac

    well done on being in the black tirl - and have a good holiday!

    still nothing happening on the job front here - very frustrating!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    i'm sure something will turn up for you saving. dh is struggling to find a job too. he does casual work which is great but we never know when they're going to ask him to work. that's why this month of work is really handy. i don't want to be without him for a month but the money will be really handy.

    just waiting for pay day now which is still over a week away so i can get something paid. argh i hate waiting!!!
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Snow_White_5
    Snow_White_5 Posts: 493 Forumite
    Hey all! Glad you're ok and still fighting for that hat. I've not been concentrating much on money at the moment as I'm doing nowt but work and sleep. At least it stops me spending though. x:money:
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Glad your OH got some work Starnac!

    Enjoy Scotland Tirlittan

    I am just hanging on really for pay day and also to see if OH gets JSA. Have £390 to pay off my Oz flights and then I can start taking money off the paper hat challenge. Can't wait til the Virgin card goes to 0. Then on to RBS!!!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 28,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi - finally heard back on that job - I have got thro to the next stage but the other person didn't... but they still want to compare me with some other people so may see a few more people...! Lots of delays... 3 more stages apparently (done 2 already!)
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi - finally heard back on that job - I have got thro to the next stage but the other person didn't... but they still want to compare me with some other people so may see a few more people...! Lots of delays... 3 more stages apparently (done 2 already!)

    Yay, delighted for you!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    savingholmes - wow 3 more stages. i'll keep my fingers crossed for you. you've done well to pass 2. almost half way there.

    not much to report on the debt busting side. got to wait til payday. hope everyone else is doing better
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
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