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First one to clear 15k gets a paper hat

1289290292294295459

Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today was good as far as it goes - still have major concerns re the job tho - expressed some of them to the agency so will be interesting to see what happens with that... To be honest even if I got pulled out I wouldn't care at this point as I think it will be a nightmare assignment despite being a nice team! I was up at 5.30am today! There weren't always two 7s in my body clock before never mind 5 or 6s!

    I do have an interview for a more local job tomorrow so wish me luck
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    best of british saving....

    im having an early night tonight, sleep deprivation isnt good 4 my moods.......

    PAID: sorry for the mini meltdown my lovely... i think all the sunshine must have fried my brain....
    Wealth is not measured by currency
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    Good luck sh fingers crossed for escaping the job from hell

    CAFC - I think we have all had our 'moments' on here, or maybe that is just me :D
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    I think the odd moment is definitely allowed :D

    Its been a horrid Monday as its bright, sunny and hot and I was stuck indoors all day. But hey tomorrow's another day - shame its likely to be identical. Hope things improve SH.

    Payday anytime now. So can do some diverting to savings (or an Orla Keily handbag, shhhh PAID don't tell anyone!) :j
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    shelley - no to orla keily - altho looking at your sig perhaps you have more excuse than us LOL!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Morning all.

    Gosh, look at some of your sigs!!
    SH - almost 9K, fantastic! I'll be lucky to get to 5.5k end of this year...:o

    So bored at work...
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tirlittan wrote: »
    Morning all.

    Gosh, look at some of your sigs!!
    SH - almost 9K, fantastic! I'll be lucky to get to 5.5k end of this year...:o

    So bored at work...
    Hi Tirl I was lucky enough to get a really good bonus - that is what made the difference for me. I may have paid off a lot but proportionate to our joint earnings the percentage we have used on debt repayments is probably considerably lower than that of some other people on the thread....

    If you get even close to £5.5K that is something to be really proud of....and probably so much better than you would have done without this challenge - that is what counts!:A
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I know, I know, just would love to be debt free already...So many things I'd like to do...
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Yeah, all the things we can all get up to when we are debt free!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    2 years still to go...at least :(
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
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