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First one to clear 15k gets a paper hat
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I am hoping April 2010 but that is dependant on OH getting a job fairly quickly. If he doesn't I don't know when we will be debt free.
I have given him the matched betting forum to look at. He seems interested in it so will see if that comes to anything. Made £105 from AQA last month and am aiming to make £300 this month so that will be nearly my Oz ticket paid for, as I am due some work expenses as well. Oh has £30 paid off his ticket (lol!). I will start helping him with his when I finish paying off mine.
Still didn't hear anything about his tax back. Must check that out as it would clear our virgin card.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hi CMD have you got your head round matched betting yet? I haven't altho I won £55 once on paddy that I joined cos I got £20 cash back for a £10 stake LOL!! Not done much since.... Also there are more jobs out there than people think... Lots of people on the forum including me are getting jobs and interviews so dont be too pessimistic. I've even seen adverts for sales assistant jobs in windows...
Tirl you will get there....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Evening ladies.
Just logging on to online banking which I haven't done for a while and have a feeling this will be my reaction :eek:. Should have a nice chunk to add to my signature though which will cheer me upProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Helloooooooo
I could do with getting into MB too, I think I am starting to get the theory, but I am just a bit iffy about the mechanics of i all and how reliable the offers are.
Positive vibes from me to everyone today.£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
Go doodle, we are poised and ready to see that siggy change (well am watching Holby City but it is sort of the same thing)£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
Evening :wave:
Thanks for that Doodledo timely remind I need to check whether savings have moved from old ISA to new one!
Not a fan of Holby but am watching Ghost that I recorded off TV last night - lovely trashy filmLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Hmmm, I have been 'doing the math' and hitting the half way of this challenge by the end of the month might be pushing it a bit.
Should still make it to the half-way of my debt should be doable thoughand I may sacrifice my sealed pots towards the £7.5k cause, probably about £80 in there at the moment
£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
Impressed you've managed to grasp matched betting - I've read the thread several times and don't get it! Going to ask my maths genius Dad to look at it. If nothing else might be a nice little earner for him in retirement :TLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Well, I wouldn't say I had 'grasped' it. But I get the principle of bet and lay am just a bit weird about the rest of it and am worried about the how to do it safely part. I should get me back over to the UYI board I think.
I am also struggling with the fact that my dad taught me to never bet more than you are willing to kiss goodbye to, maybe I should just give myself £50 and see what happens
ETA: I meant Intro Offers and Gambling thingy thread, not UYI£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
savingholmes wrote: »Hi CMD have you got your head round matched betting yet? I haven't altho I won £55 once on paddy that I joined cos I got £20 cash back for a £10 stake LOL!! Not done much since.... Also there are more jobs out there than people think... Lots of people on the forum including me are getting jobs and interviews so dont be too pessimistic. I've even seen adverts for sales assistant jobs in windows...
Tirl you will get there....
No, I haven't gotten my head around it yet. I gave to to OH to look at. He is more mathematically minded than me so he might be able to figure it out!
He isn't very quick at AQA so we are hoping that this will be more his forte!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340
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