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First one to clear 15k gets a paper hat
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Morning ladies how are we all today?Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
In great form with the weather! How about you? Is the house properly on the market yet? Any viewings?Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Weather is much cooler here today, which I am actually pleased with as my DD has gone for her first school trip today and if it was as hot as yesterday I think she would struggle.
I have a quiet house now until 3.15pm :T
House is on the market, for sale sign went up yesterday but no viewings yet. Just a waiting game now I suppose.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Exciting stuff with it on the market though. You sound way more positive this week, which is lovely to see!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Yeah I am feeling much more positive. I am on such an emotional rollercoaster at the moment and seem to experience such ups and downs.
I booked a week off in a couple of weeks and intend to do absolutely nothing lol. Doing the whole house in 4 weeks pretty much broke me emotionally and physically.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Well done doodledo! I hope you get it sold soon for what you want for it.
I have a bit of a dilemma. CC will be paid end of August and after that I want to concentrate on clearing the interest on my student loan before next year. I could just about up my payments to £400 a month, but I want to do some tournaments next year for beach volleyball and should save up for that as well. Those will be about £100 a weekend x at least 4 maybe 6.
Should I just concentrate on clearing the interest first with any money available and then try to save some money for the tournaments. They'll only be starting June time? Don't know what to do.
Even considering getting my hair cut less (only every 4 moths now and costing about £25, and making me feel so much better).DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
I think we all need a balance between fun and debt so maybe save half for the interest and half for the volleyball??Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
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Hello :wave:
Hope everyone has had a good day. It was sunny here but bit coooler which was actually nice as work didn't feel like an oven come 3pm!!
Fingers crossed suns out again tomorrow as its my afternoon off.
Tirlittan I'd go with Doodledo's fabby half and half plan :T
I did check bank last night but pay not cleared yet will check again later and hopefully move another chunk into savings potLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Hi Tirl - I would prioritise haircuts myself.... and some fun!
Have a good week everyone1Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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