We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

First one to clear 15k gets a paper hat

1292293295297298459

Comments

  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Morning ladies how are we all today?
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    In great form with the weather! How about you? Is the house properly on the market yet? Any viewings?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Weather is much cooler here today, which I am actually pleased with as my DD has gone for her first school trip today and if it was as hot as yesterday I think she would struggle.

    I have a quiet house now until 3.15pm :T

    House is on the market, for sale sign went up yesterday but no viewings yet. Just a waiting game now I suppose.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Exciting stuff with it on the market though. You sound way more positive this week, which is lovely to see!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Yeah I am feeling much more positive. I am on such an emotional rollercoaster at the moment and seem to experience such ups and downs.

    I booked a week off in a couple of weeks and intend to do absolutely nothing lol. Doing the whole house in 4 weeks pretty much broke me emotionally and physically.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Well done doodledo! I hope you get it sold soon for what you want for it.

    I have a bit of a dilemma. CC will be paid end of August and after that I want to concentrate on clearing the interest on my student loan before next year. I could just about up my payments to £400 a month, but I want to do some tournaments next year for beach volleyball and should save up for that as well. Those will be about £100 a weekend x at least 4 maybe 6.

    Should I just concentrate on clearing the interest first with any money available and then try to save some money for the tournaments. They'll only be starting June time? Don't know what to do. :confused:
    Even considering getting my hair cut less (only every 4 moths now and costing about £25, and making me feel so much better).
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    I think we all need a balance between fun and debt so maybe save half for the interest and half for the volleyball??
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    doodledo wrote: »
    I think we all need a balance between fun and debt so maybe save half for the interest and half for the volleyball??

    Good advice from Doodledo! I agree with that
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    Hello :wave:

    Hope everyone has had a good day. It was sunny here but bit coooler which was actually nice as work didn't feel like an oven come 3pm!!
    Fingers crossed suns out again tomorrow as its my afternoon off.

    Tirlittan I'd go with Doodledo's fabby half and half plan :T

    I did check bank last night but pay not cleared yet will check again later and hopefully move another chunk into savings pot :D
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Tirl - I would prioritise haircuts myself.... and some fun!

    Have a good week everyone1
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.