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First one to clear 15k gets a paper hat
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Thanks Shelley and Snow White - yeah I felt much better when the buzzin/ringing stopped!
Have a good weekend!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi guys and gals - hope you are all feeling good today!
Well I have paid off another £65, added £1 to my savings and received £9+ in interest on my stoozing. Moving my money to an isa tripled my interest rate!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
And all that before midday? Go SH! :j I'm managing to avoid the lure of IKEA today so far...savingholmes wrote: »Hi guys and gals - hope you are all feeling good today!
Well I have paid off another £65, added £1 to my savings and received £9+ in interest on my stoozing. Moving my money to an isa tripled my interest rate!0 -
snow white avoid the lure! We went the other day and spent £107! But it was the first trip since at least this time last year!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi everyone!
Hi SavingH - you certainly are organised today!
CAFC - hope you are feeling better
TooMuch - hope you are okay too.
ShellyC/Snowwhite - can't remember which of you asked me about AQA but I roughly earn about £5 an hour on it. Not bad when I can watch Corrie at the same time!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
dilemma.....
DH has a car on finance, costing 147.29 a month.when uve paid back 50% of the total, u ca give it back at no cost, and clear the debt.there is £650 left to go till 50% is paid off..... do we pay the £650 and give it back? or pay monthly till we reach 50% paid???Wealth is not measured by currency0 -
I would probably keep the car the extra 4 months unless you really don't need it and it is sucking down loads of cash in maintenanceAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
true.... i mean we use it.... but its not ultra necessary.....
thing is we dont have £650 to send them to then get them to come collect it....Wealth is not measured by currency0 -
Morning Ladies, seems like ages since I caught up with you all. How is everyone?Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
pondering.....lolWealth is not measured by currency0
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