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First one to clear 15k gets a paper hat

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Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tirlittan wrote: »
    How come savingholmes?
    Hi Tirlittan - new job is for a company that is extremely bureaucratic. In my early career I got told not to do a rolls royce job where a mini would do (too time consuming and expensive) - here they go beyond rolls royce level - which they would probably think is a compliment but which to me means they over-complicate what are actually fairly simple, every day things... The person before me has done such an ace (if over the top) job that I can't see what work they need me to do...

    I would rather work in a role where there were more obvious and needed things to do rather than create work almost for the sake of it which is what I think I will end up doing....

    It is early days, and I may settle in. For the first 2 days I was absolutely shattered from the long hours, commute and early start. I was nearly falling asleep and had buzzing in my ears almost like I was going to faint for the whole day.... That has at least improved yesterday and today I was fairly awake! :rotfl:

    Culturally it is at the other end of the spectrum compared to recent companies I have worked for which were far more concerned with saving the pennies not just the pounds! I am going thro culture shock currently! I may recover, if not I will move on at the first opportunity!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    evening all

    killer day for me and i am crackered, feeling a little bit better although training at work was highly strung because i was so emotionally all over the place....

    however....a bonus scheme has been put into place but im not sure i stand any real chance of achieving it, but we shall see.....

    thnk DH has finally twigged just how unbelievably unsupportive he has been...and how upset i am all the live long day, think we'll chat about it later but my eyes are so tired from all the crying, it'll be an achievement just to stay awake....
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi CAFCgirl *hugs* Sorry it is so tough right now. If I were you I would probably go straight to bed! I was so shattered Monday I went to bed at 6.30pm and was still falling asleep the next day
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    you may all be pleased to know im sat on the sofa with the laptop, and DH is cooking dinner......
    Wealth is not measured by currency
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    CAFCGirl wrote: »
    you may all be pleased to know im sat on the sofa with the laptop, and DH is cooking dinner......

    Good stuff, that's what I like to hear! Most fellas need a kick up the backside from time to time, my own OH included!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    About b#*~#y time! Relax and enjoy the rest!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    lets what to see what dinner he brings first...
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    CAFCGirl wrote: »
    lets what to see what dinner he brings first...
    True:rotfl:

    We are having sausages, jacket spud minis and beans! DS is sorting his room out. OH has put a new blackout blind up in DS's room but is now on his pc resting again but as I am back on here I have no room to talk!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    Glad to hear you're getting some R&R CAFC. Hopefully some lovely dinner too!

    I had chinese MSE style - bought at supermarket and made the rice from scratch :j

    SH sorry to hear new job not going too well. Am I right you're still waiting to hear about a different one? Very glad the buzzing has stopped :eek:

    I had one of those days where it just didn't stop but do I care now the weekend has landed. Fingers crossed the sunshine stays too.
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • Snow_White_5
    Snow_White_5 Posts: 493 Forumite
    CAFCGirl - glad you're relaxing and OH is pulling his weight.

    SH - sounds like a frustrating company to work for. I like the Mini/Rolls Royce quote - it makes complete sense. I second Shelley - ringing in ears isn't good, glad it's stopped.

    Happy weekend everyone! I'm about to make a curry, very MSE ;)
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