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First one to clear 15k gets a paper hat
Comments
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If you don't have the £650 then just finish the term? I mean the half way point?
Hope you have a good weekend all!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
well they said we can give it back now, but have to pay £650, or we wait until we've paid 50% of the total and then hand it back (so monthly payments to a total of £650 and then we can give it back).....
I'd love to be shot of it now but just dont have the £650 to clear it, so will have to wait.....Wealth is not measured by currency0 -
Hi CAFCgirl - hope you are having a better weekend. How much will it drop your debt by giving the car back?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
by about 3.5k....Wealth is not measured by currency0
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Wow, that's a lot for it to drop by. That's great!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Well other than Doodledoo selling her house that would put you back in the lead CAFCgirl! Not that we are ever competitive on here LOL! Seriously if it would take some pressure off that has got to be good!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Might just have to accept that the drop in our outstanding debt cant happen till we've paid off to the 50% mark, which isnt gonna take 4 months or so..... or perhaps will call them again in 2 months time and pay the outstanding then....Wealth is not measured by currency0
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Morning ladies how are we all? I must update my SIG as this months big payments will have gone out today :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Morning.
Absolutely knackered this morning, rather stayed in bed than come to work.
I had a training camp during the weekend and especially Sunday was so tiring in the heat,drank about 6litres of water!! But it was all good. That was £60 not budgeted though, but worth every penny.
No debt busting. I think I need to spend more (buy that new wireless dongle) to make some money (=list all my ebay items).DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Hello all
I am sorry that so many of you have had pants times, you are in good company, I have had a pants time too (work stuff)
BUT you are all doing fabulously, my heart went into my throat when I saw CAFC talk about leaving but am glad to see you are still here, the place wouldn't be the same without you hun.
So, how was everyone's Monday?£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0
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