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First one to clear 15k gets a paper hat

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Comments

  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    ShelleyC wrote: »
    I'll come and carry your Orla Kiely suitcases for you!

    Lol, I think the Orla Kiely suitcase is looking further and further away!

    If myself and OH put our heads down at AQA we could prob have the flights paid in 2 months. Need to focus though.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi CMD - I understand where you are coming from - but it depends how close a family you are I think.... and how much you value your holidays. It is a never to be repeated event...

    One of my many sister's is living abroad with someone I have never met in a very expensive place to visit too.... (not very safe either)! She is making plans to get married but we've said we probably can't go - we want to clear our debts, we are not that close, and it is somewhere a) we don't feel is that safe to go and b) is ultra expensive and that we would never choose to go to.... I wouldn't mind so much but she is having 2 wedding ceremonies - one in a much more holiday destination - but she doesn't want us at that one!!! :mad: I expect you probably think I'm hard and cruel??! :o Families!

    Her attitude is we should just go back into debt to afford it but we are not willing to do that. We have almost no contact throughout the year - I probably see her on average for about 4 hours a year -:confused: would you part with £3k? :eek: We have nothing in common really other than a very unhappy childhood....?! I do feel guilty about it. I've said perhaps I will go on my own but that would be very uncomfortable... I genuinely worry about my safety too!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi

    CMD - sounds great about going to Australia, I went there for 3 weeks in 2000 to see my brother as he was working there, it was 3 weeks after I got together with OH so kept ringing him up while I was away to make sure he didn't forget about me. Here we are nearly 9 years and 3 kids later where has the time gone.

    I just won £5 on one of the free scratchcards on a certain site (not sure if I'm allowed to mention it) so I'm at just over £9 on there now (have £1.50 bonus but not sure how I use that).

    Will be Ebaying like crazy the next few days while the kids are away, just closed my Ebay Shop as it is costing £14.99 a month and I only had 15 listings so hardly worth it really, am sure my monthly fees will be less now.

    Will update when I have more debt busting news.
    Sealed Pot Challenge #016
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi CMD - I understand where you are coming from - but it depends how close a family you are I think.... and how much you value your holidays. It is a never to be repeated event...

    One of my many sister's is living abroad with someone I have never met in a very expensive place to visit too.... (not very safe either)! She is making plans to get married but we've said we probably can't go - we want to clear our debts, we are not that close, and it is somewhere a) we don't feel is that safe to go and b) is ultra expensive and that we would never choose to go to.... I wouldn't mind so much but she is having 2 wedding ceremonies - one in a much more holiday destination - but she doesn't want us at that one!!! :mad: I expect you probably think I'm hard and cruel??! :o Families!

    Her attitude is we should just go back into debt to afford it but we are not willing to do that. We have almost no contact throughout the year - I probably see her on average for about 4 hours a year -:confused: would you part with £3k? :eek: We have nothing in common really other than a very unhappy childhood....?! I do feel guilty about it. I've said perhaps I will go on my own but that would be very uncomfortable... I genuinely worry about my safety too!

    Hi SavingH,

    I don't think your hard at all, especially if she is holding the wedding in a place that is unsafe.

    One of the reasons we are going is because I am close to my brother and also because we have some really close friends living over there as well who will have very new babies. We can see them all at the same time and have a really good holiday too.

    When we have our own family I think we more selective about where we go and defo won't be booking tickets at the drop of a hat.

    It's a shame your sister is putting so much pressure on you. I am lucky in that my brother didn't at all. That's probably why we booked it.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi

    CMD - sounds great about going to Australia, I went there for 3 weeks in 2000 to see my brother as he was working there, it was 3 weeks after I got together with OH so kept ringing him up while I was away to make sure he didn't forget about me. Here we are nearly 9 years and 3 kids later where has the time gone.

    I just won £5 on one of the free scratchcards on a certain site (not sure if I'm allowed to mention it) so I'm at just over £9 on there now (have £1.50 bonus but not sure how I use that).

    Will be Ebaying like crazy the next few days while the kids are away, just closed my Ebay Shop as it is costing £14.99 a month and I only had 15 listings so hardly worth it really, am sure my monthly fees will be less now.

    Will update when I have more debt busting news.

    Wow TooMuch,

    9 years and 3 kids!!! You are a quick mover! I have been with my OH for 8 years and it is only now we are thinking about children. Maybe I am slow. Lol!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi CMD

    We had our first daughter in June 2004, I got pregnant again when she was 4 months old (nice surprise) so she was born in July 2005 and 3rd daughter was born in May last year, we were trying for a boy. That is enough now as I am 40 now (OH is 40 in July) so I suppose we both tried for kids early as we weren't getting any younger and weren't sure how long it would take (took 14 months to conceive DD1, I was 35 when she was born).
    Sealed Pot Challenge #016
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Evening Ladies how are we all :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    I'm shattered!

    Everyone at work has decided that bank hols should be banned as the day after you just end up doing 2 days work in one :rotfl:
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    ShelleyC wrote: »
    I'm shattered!

    Everyone at work has decided that bank hols should be banned as the day after you just end up doing 2 days work in one :rotfl:


    Thats so true but I still think 3 day weekends should be the law lol
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hiya all!
    And nice to see ShellyC and Snow White back.

    First day back at work after hols :(. Not too bad actually.

    Getting bit annoyed with my internet connection at home, just can't get on most of the time, so can't put anything on ebay or check amazon sales. Grrr!!!
    Waiting for an amazon voucher from Toluna, do they really take 8 weeks to arrive??? Was going to put that towards new wireless dongle. Hoping that'll get me online. Did a list at weekend and have 32 items to put on ebay! But can't...

    Not feeling too much off post holiday blues, but a bit as bf went straight to do Hadrian's Wall with his mate. I think when I get rid off Virgin cc and up my payments,I'll be able to bring my DFD forward hopefully by a year! I hope so. Almost want it to be September already so I'd only have the student loan left to pay.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
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