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First one to clear 15k gets a paper hat
Comments
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We all have off days. Believe you and me I have plenty myself.
Try and get a good nights sleep and all will be better in the morning.
xxxTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Yeah I think is just that just an off day. I think it will hit me as well once the for sale sign goes up too.
Some good news though is that the estate agent thinks he may have a couple interested so would be nice to get someone viewing it quickly as would at least make me feel like things are moving.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
It is natural to feel excitement and trepidation - a lot has been moving very fast over the last few months! You are doing great! Just remember to eat and sleep when needed LOL!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
doodledo, now i may have had a wine or twelve but i can still recognise a rockin' lady when i see one. Hey good days are made up of those between the rubbish days
Sending you lots of love and fingers crossed. Bring on white van laydeeeeeeeeeeee!£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
Morning Ladies thank you for all your lovely words of support last night, I truly believe they helped me sleep ok last night.
Still feeling a bit sensitive this morning but a busy day so wont have time to dwell today.
Hope you are all good and the sun is shining for you.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Glad you got some sleep - hope today goes well!
Paid another £223 offAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
*pokes head round door, looking shamefaced*
Hi all,
Can I join in again? I fell off the wagon for a few weeks, spending like there was no tomorrow. It was fun To be fair, I didn't get into any more debt, and found out my student loan will be at 0% come Sept (though it should be lower :mad:). Now I'm back on the straight and narrow, albeit with new clothes (and new goals).
tirlittan - glad you enjoyed your hols.
doododledo and SH - well done on your new jobs.
Shelley - nice to see you back.
Where is our great and illustrious leader?0 -
Snow_White wrote: »*pokes head round door, looking shamefaced*
Hi all,
Can I join in again? I fell off the wagon for a few weeks, spending like there was no tomorrow. It was fun To be fair, I didn't get into any more debt, and found out my student loan will be at 0% come Sept (though it should be lower :mad:). Now I'm back on the straight and narrow, albeit with new clothes (and new goals).
tirlittan - glad you enjoyed your hols.
doododledo and SH - well done on your new jobs.
Shelley - nice to see you back.
Where is our great and illustrious leader?
Welcome back Snow White! Your Paper Hat signature doesn't look too bad at all!
Our leader is in Rome I believe. I think it's with work. Nice job!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Snow White you are always welcome here... - I think we all fall off the wagon just for different things....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »Snow White you are always welcome here... - I think we all fall off the wagon just for different things....
Phew, thanks!0
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