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First one to clear 15k gets a paper hat

1278279281283284459

Comments

  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Snow_White wrote: »
    Phew, thanks!

    My falling off the wagon is booking holidays. Was looking at Mauritius today. Lol, as if I can afford that!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    :wave: Snow White

    I lost the plot for a bit too. I think you have to have the odd blip otherwise its too tricky!

    Doodledo, sorry it all caught up with you. You're going through so many stressful things at the moment and are doing brilliantly for you and your DD :j

    CMD I once went to Mauritius for six weeks - it was totally gorgeous but must confess got bit bored by the end. To be fair was when I was a student so hadn't yet been exposed to harsh reality of life! Now it seems like something I could get onboard with :rotfl:
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Awww welcome back snow white and Shelley.

    Shelley I have missed you and all our chat of !!!! :rotfl:
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    I have missed all of the chat full stop. It has been far too quiet on here lately.

    C'mon ladies, we have to get motivated again!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi. Another one here who has not been very good at posting, am finding things rather busy with three little ones and Ebaying etc. Did a car boot sale today which was a bit disappointing, we gave up about 12pm and decided to pack up and walk around ourselves. Only made about £40 then when I logged in to my e-mail tonight I find Paypal have placed a hold on one of my payments for £17.60 as the buyer is saying his account was hijacked or something so I've had to send the tracking details etc, hope I get the money back although I bet I don't, am really fed up. Debt has gone up as I've had to use my credit card for car insurance and needed new brakes.

    Don't think I'll ever get out of debt, shame I can't get a job but OH's hours don't allow for it so I'm ebaying anything I can find. Funny thing about the car boot sale is that I was seeing people pick things up and then hoping they wouldn't buy them so I could take them back home to put on Ebay, so I collected a few things up and will get them listed this week as the eldest two kids are at my parents from today until Thurs/Fri.

    Anyway, better sign off now, sorry have not been around much. Doodledoo sorry to hear you were a bit down the other day and hope you are feeling better now, just take one day at a time.

    Bye for now.
    Sealed Pot Challenge #016
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI Shelley and TMD nice to see you both back too! Getting rid of debt is a journey unfortunately not just a sprint - we will get there one day
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Morning ladies :D

    I think we need to get this thread up and running properly again don't you? We all seem to have slipped off/slipping off the wagon so think we need to regroup and kick some debt butt.

    Ok so what have we all got planned today?

    We should all post on here one thing at least we are going to do debt wise today?

    I'll start - I AM going to do THREE dooyoo reviews today:D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    ShelleyC wrote: »
    :wave: Snow White

    I lost the plot for a bit too. I think you have to have the odd blip otherwise its too tricky!

    Doodledo, sorry it all caught up with you. You're going through so many stressful things at the moment and are doing brilliantly for you and your DD :j

    CMD I once went to Mauritius for six weeks - it was totally gorgeous but must confess got bit bored by the end. To be fair was when I was a student so hadn't yet been exposed to harsh reality of life! Now it seems like something I could get onboard with :rotfl:

    Wow, 6 weeks there. Sounds divine. If I was to go when I am debt free I would just go for about 10 days. Long enough to recharge the batteries!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi. Another one here who has not been very good at posting, am finding things rather busy with three little ones and Ebaying etc. Did a car boot sale today which was a bit disappointing, we gave up about 12pm and decided to pack up and walk around ourselves. Only made about £40 then when I logged in to my e-mail tonight I find Paypal have placed a hold on one of my payments for £17.60 as the buyer is saying his account was hijacked or something so I've had to send the tracking details etc, hope I get the money back although I bet I don't, am really fed up. Debt has gone up as I've had to use my credit card for car insurance and needed new brakes.

    Don't think I'll ever get out of debt, shame I can't get a job but OH's hours don't allow for it so I'm ebaying anything I can find. Funny thing about the car boot sale is that I was seeing people pick things up and then hoping they wouldn't buy them so I could take them back home to put on Ebay, so I collected a few things up and will get them listed this week as the eldest two kids are at my parents from today until Thurs/Fri.

    Anyway, better sign off now, sorry have not been around much. Doodledoo sorry to hear you were a bit down the other day and hope you are feeling better now, just take one day at a time.

    Bye for now.


    Hi TooMuch,

    Good to see you back. We will all get there in the end. I think it will be a long journey for all of us but think of how happy we will be when we get there.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    doodledo wrote: »
    Morning ladies :D

    I think we need to get this thread up and running properly again don't you? We all seem to have slipped off/slipping off the wagon so think we need to regroup and kick some debt butt.

    Ok so what have we all got planned today?

    We should all post on here one thing at least we are going to do debt wise today?

    I'll start - I AM going to do THREE dooyoo reviews today:D

    I agree, lets get some shape into this thread!

    I am going out this afternoon but before I go I am going to make my own home-made brown bread and home-made soup so I don't spend lots of cash when I am out.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
This discussion has been closed.
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