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First one to clear 15k gets a paper hat
Comments
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If I buy a new flight bag it would be mean not to take it on a trip. Wouldn't want to be accused of cruelty to luggage!Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Quite right - best pop it onto the long list called "when I have no debt the first thing I buy will be...."£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
http://www.orlakiely.com/uk.cfm/bags/travel/overview
Oh my lovely Orla Kiely bag! I will get that suitcase some day!!!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
clearmydebts wrote: »http://www.orlakiely.com/uk.cfm/bags/travel/overview
Oh my lovely Orla Kiely bag! I will get that suitcase some day!!!
I know I shouldn't encourage but - *sigh* lovely things£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
When we are debt free!!!!
I am going to make that suitcase my first present!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Gosh, you have willpower, I am thinking - get bf and parents to put money in towards it for my birthday (August) and then use my sealed pots to make up a chunk of the rest of the amount.£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
I have the worst willpower in the world but I think it would be a nice treat. My lack of willpower is with holidays. Then I can never say no!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hi luckily for me I don't have the handbag bug...(
I don't like any of those patterned bags at all!!!) I splashed out on a Stone briefcase/bag black patent leather £35 reduced from £70 and I felt I had really pushed the boat out. My other bag is £7 from Tesco :rotfl:Overspending on food and bargains were my past debt/crimes!:eek:
Well guys I definitely have a job to go to on Tuesday - not what I wanted, not where I wanted and not the money I wanted but okay and will be able to start kicking that debt again.... I am still waiting to hear back on a few other better paid jobs so we will see what happens!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hiya all! :hello:
Back from Sicily yesterday. Had a lovely,relaxing time. And the weather was mostly gorgeous!
Got paid whilst away and have just now paid £235 extra off Virgin cc and the minimum payment of £25 has gone as well. Have transferred £112.42 to student loan account. Getting closer to the 3k mark on this challenge. Student loan interest is still crippling me and not really feeling I'm making much headway with it, but just need to be patient, the time will come.
Had to buy some clothes for hols and spent a lot more than I had money for, but sensible things that I'll use all the time like new casual trainers I've been needing since last year. Still not quite sure how I'm paying for it all now, but have free overdraft till autumn time and buy that time everything will have been paid. Just no new clothes for ages again.
Haven't had time to catch up yet on this thread so will go soon and have a read. Hope everythings going fine. Now need to go and rescue my garlic bread before it burns...DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Oh yes, check out Virgin debt, way under £1k now!!!DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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