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First one to clear 15k gets a paper hat

1209210212214215459

Comments

  • Well my siggy just changed for the worse:o

    But I should be able to make £500 more in payments this month when my friend gives me some money she owes me and then £1200-1500 next month should get me to £20k and then you better be looking over your sholder hun, I'll be hot on your heels.:D
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • I love it! The challenge is on!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Hi all,

    Have a bit of a sore head this morning! My Quidco has been paid so have another £37 to put into my credit card. I wish the 0% was on it for longer but there is nothing I can do as I applied for a card before Xmas and was turned down. I am off to update my signature!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Morning all! My plan with this months wages is to get over the £2k mark on Paper Hat challenge and get under £1k on my Virgin cc.Lack of money for personal use and holidays is getting me down a bit atm though... :(
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Afternoon Ladies.

    Some fantastic totals in our sigs now isn't there, we are all doing so well. I need to update mine again as I haven't added on this weeks payments which are biggies lol. Will get that done this afternoon me thinks.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Without wishing to be accused of lowering the tone again ;), when you say 'arty shots'...... :rotfl:

    (SH - I am good cheers hun, except internet being a pain in the bottom this evening, how are you?)


    Tone-lowerer you!:p
    Arty as in artistic, not nudies..... :)
    Better than your average tourist shot.....
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I just need that next job - I have enquired about a couple more jobs today - I'm in for 2 jobs currently, and hopefully I will now be put forward for another 3 as I spoke to some agencies today...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Morning one and all how are we today?

    I am snowed in so no work for me today :T
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Morning. Oh, I'd like to be snowed in as well, but live in the city and walk to work so no chance. It's snowing, but not sticking as much as on Monday. Some fantastic sig peeps. :)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not snowed in sadly so working away - unfortunately even if I was snowed in I could work from home as have a laptop. We only have about an inch of snow.... I must admit I was hoping for more!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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