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First one to clear 15k gets a paper hat

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Comments

  • CAFCGirl wrote: »
    wooooooooooooooohooooooo for america!!!!

    whereabouts u going hun?
    Im off to spain weekend after next but its a working trip and ive got no idea what to expect LOL

    Colorado - going to be pretty bloody cold

    Are you excited for your swanky work trip? I am sure it will be fab, if the people are nice I am sure you will have a grand time.
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • Oooh - I missed the bit about Shelley's car *pops off to check*
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you are ok paid
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    aye cheers Paid,just nervous because its a higher brow seminar than what we went on last weekend. First valentines day as a married couple and I wont even be here! LOL but DH is very supportive.
    We're going to Murcia... and Dr has also arranged flights so that we have a long day where we are going to do some sight seeing, so going to make sure ive got my camera and see if I can get some arty shots in LOL
    Wealth is not measured by currency
  • Without wishing to be accused of lowering the tone again ;), when you say 'arty shots'...... :rotfl:

    (SH - I am good cheers hun, except internet being a pain in the bottom this evening, how are you?)
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi all,

    Have been a bit bold and went for a meal tonight. It was to celebrate going below 20k but wasn't very MSE - cost £38. I will have to pull up my socks. Not tonight though, I feel drunk!!!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Hi all,

    Have been a bit bold and went for a meal tonight. It was to celebrate going below 20k but wasn't very MSE - cost £38. I will have to pull up my socks. Not tonight though, I feel drunk!!!

    Aaah, a wee celebration isn't going to hurt - Well done for sub £20k :T, I can't wait to get there, hopefully next month.
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Aaah, a wee celebration isn't going to hurt - Well done for sub £20k :T, I can't wait to get there, hopefully next month.

    Thanks. Hope you get to sub 20k next month. It is the first time in about 5 years I have been below that so am chuffed, especially as I am supporting OH through uni as well. Can't wait til he finishes!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • I don't even know when I was last at £20k, I know that four years ago in October I was at £36k so it is probably 5-6 years :eek:

    I'll race you to sub £15k - lol
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • I don't even know when I was last at £20k, I know that four years ago in October I was at £36k so it is probably 5-6 years :eek:

    I'll race you to sub £15k - lol

    Ha ha! Your on! I love a competition! I still have another bit of my savings to put in but will be slower after that!

    Well done on getting your debt down so quickly!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
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