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First one to clear 15k gets a paper hat

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Comments

  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Saving hun, unless you know of a really good hair mag, I would just use google images. everytime ive bought a hair mag ive never found anything to suit me, or that I like!
    Google images however is a lot more helpful! Plus saves the money you'd spend on a hair mag...

    Hopefully I'll post back with some wonderous news about DH lightbulb moment happening before my eyes but I doubt it LOL
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks CAFCgirl... I will give that a go.... I think I am going to use some of my Amazon vouchers to buy some enya cds... I need some serious cheering up...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    you need cheering up and so you opt for Enya?

    Anything we can do to help?
    Do you need a thread dedicated to you????
    I have a habit of setting those up LOL
    Wealth is not measured by currency
  • Hi everyone! I'm feeling a lot better, so thanks for the get well wishes - they helped!

    Just joined the make 10 quid a day challenge for Feb :eek:. I have a lot of clutter to sell but have never used Ebay :o. I do have an account with a good rating, thanks to my lovely OH who set it up for me and keeps using it. So I guess it's time to dive in! Have also returned to dooyoo after a little break and I've come up with a new tactic. I set the alarm on my phone and give myself half an hour and no more to write each review. Otherwise I'm there all evening. It seems to have worked so far. After all, nobody wants to read a whole novel anyway.

    Are any of you using these free scratchcard sites that I keep reading about? I'm not that comfortable with depositing 10 or 20 squid as I worry I'll never see it again.... or lose my willpower and gamble it all away in 2 minutes. What d'you reckon?

    Of course, all this extra money-making will not get me the paper hat if there are others doing things like selling cars :rolleyes:. CAFC, that would put you about halfway toward the 15K, wouldn't it? (Jealous, moi?).

    SH - hope your job searching is going well; sending lots of luck and cheeriness your way :j:j:j.
    CMD - hope you've warmed up a bit. This winter feels never-ending, doesn't it?
    CAFC - veggie sticks sound nice - you could make hummus to go with them if you like it. It's really easy; you only need a tin of chickpeas, some lemon juice and olive oil (I guess you'd leave garlic out if you're working in a small office :D).

    Right, need to get a move on and get ready for my dinner date :love:. Can't believe I'm actually loosening the grip on purse strings! I'll be the one eating bread and drinking water :rotfl:. But who cares, it's Friday!!!!!!!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Enjoy dinner SW....

    Not a big fan of hummous...... so thinking sour cream maybe.....
    will decide over the weeked LOL
    Wealth is not measured by currency
  • Just been to the cinema to see Milk. It was very good!

    SavingH - hope the hairstyle goes well

    CAFC - how is the car sale going? You should be well on the way to getting the paper hat if you sell it!

    Snow White - Hope the date goes well. You have to tell us all about it!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi I do the free scratch card things - get £20-30 a month just from those at least plus £10-15 a week! from b in go port (yes I could refer you if you twisted my arm LOL)

    Really pleased with my hair - did succumb and buy a mag - but forgot to take it! He did a good job anyway.

    Had a really lovely relaxing day and made another £5 at bp....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    no interest as yet.....

    and would have had a no spend day but gave my new work mate £20 for petrol for the next month as hes giving me a lift every morning, and in the evenings if im finished when he is....

    not much else to report on now though
    Wealth is not measured by currency
  • dizzybee
    dizzybee Posts: 1,424 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    At last i have manged to reach just over 1k in paying the debts i,m well chuffed,
    i have all the wonderful people on mse and this challenge to thank has with out you i would just have kept on wasting the money on useless stuff.
    thanks for the motorvation.
    must get some more stuff listed on e bay.

    SPC no:076
  • Hello, up early today!

    CMD - the date was actually our anniversary meal that had been postponed from when I was ill. It was lovely and I'm slightly ashamed to admit that I cried a little in the restaurant :o (due to happiness/wine LOL).

    dizzybee - well done on hitting the 1k mark. Hhmm, another contender for the paper crown, I see. The rest of us will have to watch out :D

    SH - there's nothing like a new hairstyle is there? Did you get a mag in the end or did you google some styles?

    1st of Feb today! OH and I have decided that this will be the 'month of action'. So far we have spent it asleep :rotfl:
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