We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
First one to clear 15k gets a paper hat
Comments
-
My son's honeydukes hamper - hungry yet? LOL:rotfl:
HoneyDukes Bertie Botts Every Flavour Beans HoneyDukes Fizzing Whizbies HoneyDukes Chocolate Wizarding Coins HoneyDukes Cola Wands HoneyDukes Invisible mints HoneyDukes Chocolate Golden Snitches HoneyDukes Magic Dust HoneyDukesSpiders Galore HoneyDukes Toads & Corpses HoneyDukes Chocolate Mice HoneyDukes Stinging Basilisks HoneyDukes Basilisks HoneyDukes Chocolate Eye Balls HoneyDukes Gummy Eye BallsHoneyDukes Chocolate Snake EggsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Morning everyone
OMG I have so lost the plot. I haven't been spending but I haven't been doing any debt busting either
Today is my last day off so back to reality from tomorrow so please get your big boots on and kick my butt back into gear please.
I must check online banking and update my SIG as several regular payments have gone out.
Off to a Pantomine today with my little girl but once I am back home then its back on the DFW wagon I get :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Enjoy the pantomime and then get back on the wagon... We're here for you...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi All,
I have been watching this thread for a couple of weeks now and I was wondering if it was too late to join the challenge?
I am not expecting to be the first to finish as I am somewhat behind, however I would appreciate the goal to work towards.
I am in a DMP at the moment, and if I keep my repayments as they are I am gunna be paying it back for a very very long time. :eek: I need find/make extra cash to pay off more than my agreed amount, and this may give me the kick I need.Official DFW Nerd Club - Member no. 974 - Proud to be dealing with my debts :cool:
CC1 [STRIKE]£1800 as at Feb 18[/STRIKE] £1631.67
CC2 [STRIKE]£1200 as at Feb 18[/STRIKE] £88627
CC3 [STRIKE]£950 as at Feb 18[/STRIKE] £886.27
CC4 [STRIKE]£790 as at Feb 18[/STRIKE] £594.810 -
Hello Lozza,
Welcome aboard! :beer:0 -
Welcome Lozza!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
:wave: Lozza, welcome on board. This is a fab and friendly challenge.
Doodledo, Oh No You Haven't (....lost the plot!) We wont let you. Hope you and DD have a fab time at panto & get checking those payments when you return.
SavingHomes that hamper looks fab where did you find all the gorey sweeties? I have lots of people I could scare with them :rotfl:
Got my paycheck for december - got to make sure its gone into bank account before moving some money to my savings pot. Got to total up my figures to work out how far off my paper hat is!Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Hey Lozza welcome on board, the more the merrier
Had a brilliant time and the panto. Back to reality tomorrow though as back at work yay lolProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Work sucks! (had a bad day but hey we're one day nearer the weekend)Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards