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First one to clear 15k gets a paper hat

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Comments

  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    HAPPY NEW YEAR!!!!!

    Hope we all have a fab 2009 with lots of debt busting, saving and fun :j

    Sorry I've not been around much ended up having a massively busy Christmas and return to work - glad of an extra day off today to try and catch up on life & MSE!
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    Hi all

    I hope you all had a fantastic new year.

    No actual debt busting to report from me, just wanted to say happy new year. LOL

    I should have payments going out tomorrow though so watch this space.... (and then things will look a bit thin until at least Feb)

    Oh well, new years resolution - stop shedding money like it is going out of fashion
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well, the New Year has started off great, have listed lots on Ebay and am continually uploading things to Turbolister, have sold one thing today and might sell another as the person who bought the first item asked if I had a BIN price for another item so am just waiting to see if they buy it. I've got so much stuff here to get through it's unbelievable.

    Thought my eldest two were back tomorrow but they are not back until Saturday so am happy that I have an extra day to get stuff done around the house and more Ebay stuff uploaded.

    The debt busting has begun!!!!!!
    Sealed Pot Challenge #016
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Evening one and all how are we today?

    I've had a bit of a crappy evening with my Ex :mad: so another day not debt busting but determined tomorrow will be the start of my 2009 debt busting.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Morning all! :) Unfortunately I'm at work, but not much to do...New Year has started well.Sold a book on amazon yesterday I've only recently listed,so will go to the post office later. Two boxes out of four listed for amazon! :) I like this start! :)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    tirlittan wrote: »
    Morning all! :) Unfortunately I'm at work, but not much to do...New Year has started well.Sold a book on amazon yesterday I've only recently listed,so will go to the post office later. Two boxes out of four listed for amazon! :) I like this start! :)


    Well done on the books.

    I got a few more things listed last night on Ebay, have more to do later today, will do some 10 day listings today so they finish on a Monday (I like things ending during the week more than weekends as I seem to get more bids). Have lots of Next childrens/baby clothing to get listed, I love Next clothes and when I buy them I always know I'll get a good price when it comes to resell.

    Last day today before kids come back tomorrow, we are off shopping later as I need to change the clothes my parents bought me for Xmas.

    I'm a woman on a mission now to see how much I can make from Ebay.
    Sealed Pot Challenge #016
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well paid off another £200 of debt and got another £4.39 in interest on some of my stoozing....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well today (it is after midnight) I pay off another £40 and another £35 - so £75 more towards my target....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    You all put me to shame - sounds like there some positive focused debt busting going on early in 2009. Ashamed to say I haven't done any good MSE style work since before Christmas :eek:

    I solemnly promise to check all my online bank /saving accounts at some point this weekend. Also as I was rubbish at spending diary I've decided to buy everything on my Amex cashback card - not only will this earn me money but checking my online statement will act as a diary. It might even help me stop wasting money - I'd be too embarassed to use card for a can of pepsi max and kitkat :rotfl:
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    doodledo wrote: »
    I've had a bit of a crappy evening with my Ex :mad: so another day not debt busting but determined tomorrow will be the start of my 2009 debt busting.

    Sorry to hear you're having a rough time with ex. Hope you've got a fab weekend planned - any more details on Santa? :santa2:
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
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