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First one to clear 15k gets a paper hat

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Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi TMD hope you feel better soon. Congrats Tirlittan on all your debt repayments!

    I actually had a go on the wii fit - my wii fit age is better than my OH's and only worse than my actual age by 6 years so I was quite pleased today. I managed a whole 28 minutes but think it could be a way forward... It would be nice if I could lose a few pounds in weight as well as the debt...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi all just been re-looking at my paper hat figures and the figure should now read £3124 due to childcare money I am owed and that is building up in an accoutn for me... so now off to update my sig again!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Free one pound bonus for B*tlins today

    xxx
    Nevertheless she persisted.
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Free one pound bonus for B*tlins today

    xxx
    ooh that's exciting. Also redeemed another £5 from B* port. Also going to transfer £9 in change tomorrow into my bank account and then my savings. Woohoo.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Ooooh, how exciting - last day off the year before we can start the Devine Debt Busting 2009!!! I think mine will start on Monday though...Unfortunately I'm back at work on Friday though,so not much of a rest this time round. Haven't managed to tot up my figures yet,maybe try to do that on Friday,at work... ;)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Happy New Year everyone!!! Probably 'see' you on the 2nd next time. :)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Afternoon everyone :D

    Happy New Year - looking forward to debt busting with you all in 2009 :T
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • Wishing you all a very Happy New Year, I hope all your wishes and dreams for 2009 come true and let's hope someway, somehow we are all able to pay most of our debts off (any lottery wins would be greatly appreciated!!!).

    I am so in debt busting mode it's unreal, have spent most of the day sorting out stuff to get listed on Ebay, so far I have 5 big boxes and one small box and a clothes rail full of clothes to get listed.

    We are both feeling a bit better today, I feel sick on and off but have managed to eat some soup and bread the last two days, tonight will be munching on ham sandwiches and pickled onions - yum yum!! Would have had a curry but considering I've been ill I'd better not.

    I'm actually glad the year has finally ended.

    See you all in 2009.
    Sealed Pot Challenge #016
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year - See you in 2009!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • :beer:Happy 2009 everyone!:beer:

    Here's to a fantastic year and possible paper-hat victory (it could be you!) :rotfl:
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