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First one to clear 15k gets a paper hat
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Hi - yes I love staring at my sig - and get disappointed when there's nothing to change. Just got £10 from free daily scratchcards from Butl!ns so off to change my sig lolAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Cheers CMD.. Do you do the AQA thing? I read about it earlier and got the application form, I just didn't follow through with it. Is it worth doing? Did I read you get 30p (I think) for an answer or something like that.... how many do you receive in an hour.
It might be something for me to do on a Fri / Sat night when baby is in bed.
) Official DFW Nerd Club - Member no. 974 - Proud to be dealing with my debts :cool:
CC1 [STRIKE]£1800 as at Feb 18[/STRIKE] £1631.67
CC2 [STRIKE]£1200 as at Feb 18[/STRIKE] £88627
CC3 [STRIKE]£950 as at Feb 18[/STRIKE] £886.27
CC4 [STRIKE]£790 as at Feb 18[/STRIKE] £594.810 -
I used to love updating my signature and [strike]striking through debts[/strike] Also meant I often had to try and pay off more cos I liked round figures and noughts.
Its like lists - I :heart2: them I often write one just so I can tick things off! I'm sure that says disturbing things about me psychologically but heyho.
Maybe I should have savings targets in my siggy that I can [strike]strikeout[/strike]
:rotfl: :rotfl: :rotfl: :rotfl:Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
savingholmes wrote: »Snow White - please just for us - go to the doctor
Thanks SH, I'm planning to go on Monday - feeling a bit better already. I almost booked a spur-of-the-moment holiday a few minutes ago, having a weak moment! Luckily I wasn't able to check the dates with work so had a lucky escape. I don't have the money for it (*repeats 10 times for effect*).
I'm finding it hard to get back into the swing of things after Xmas - is anyone else?0 -
Snow_White wrote: »I don't have the money for it
Well done and keep repeating it you know it makes sense (even though the naughty part of me wants to go look at holiday sites now!!)
I think post Christmas is tough. The long dark dreary month of January looms endlessly. Fingers crossed we'll have a good summer and can go camping! Although it is a certain fact me + tent = torrential rain :rotfl:Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
HELLO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Did you all miss me???Wealth is not measured by currency0 -
Hello CAFC! :j How did the move go? I think you've arrived at just the right time - some of us are starting to flag with the money saving:eek:0
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ARGH!
what have you all been up to then?
Move went really well thanks and our new puppy is safe and sound (asleep!).
Tragically on monday got given my notice of redundancy so will be on a desperate money saving bid, and looking for savings where possible and looking for a new job!
Just off to update my siggy with my payments that cleared during my time off
Wealth is not measured by currency0 -
:j Hooray:j
Lovely to have you back, glad the move went well and I hope Gordon is loving his new home. Is he still looking as adorable? I'm green with puppy envy.
So sorry to hear about your job and well done you on busting debts - there has been a bit of January blues on here. We need our leader to do some bottom kicking!Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Right let me find my whip.... its in one of these boxes somewhere.....
I've cleared about £300 off my debts with minimum payments that cleared whilst I was off..... so my siggy is looking a bit healthier.... just as well because things are going to seriously slow down if I cant find anything else...
Now hows everyone doing with their clicks, dooyoo and ebay etc?
I hate January blues..... its a really sucky time of year....
Did we post resolutions? I cant remember its been so long.....
Maybe we should..... and perhaps do it month by month....
So my debt resolution for January is to pay £1,000 off my i.f.com credit card when our deposit on old flat comes back to us.Wealth is not measured by currency0
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