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First one to clear 15k gets a paper hat

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Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi - yes I love staring at my sig - and get disappointed when there's nothing to change. Just got £10 from free daily scratchcards from Butl!ns so off to change my sig lol
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Lozza001
    Lozza001 Posts: 88 Forumite
    Cheers CMD.. Do you do the AQA thing? I read about it earlier and got the application form, I just didn't follow through with it. Is it worth doing? Did I read you get 30p (I think) for an answer or something like that.... how many do you receive in an hour.

    It might be something for me to do on a Fri / Sat night when baby is in bed. :o)
    Official DFW Nerd Club - Member no. 974 - Proud to be dealing with my debts :cool:

    CC1 [STRIKE]£1800 as at Feb 18[/STRIKE] £1631.67
    CC2 [STRIKE]£1200 as at Feb 18[/STRIKE] £88627
    CC3 [STRIKE]£950 as at Feb 18[/STRIKE] £886.27
    CC4 [STRIKE]£790 as at Feb 18[/STRIKE] £594.81
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    I used to love updating my signature and [strike]striking through debts[/strike] Also meant I often had to try and pay off more cos I liked round figures and noughts.

    Its like lists - I :heart2: them I often write one just so I can tick things off! I'm sure that says disturbing things about me psychologically but heyho.

    Maybe I should have savings targets in my siggy that I can [strike]strikeout[/strike]

    :rotfl: :rotfl: :rotfl: :rotfl:
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • Snow White - please just for us - go to the doctor

    Thanks SH, I'm planning to go on Monday - feeling a bit better already. I almost booked a spur-of-the-moment holiday a few minutes ago, having a weak moment! Luckily I wasn't able to check the dates with work so had a lucky escape. I don't have the money for it (*repeats 10 times for effect*).

    I'm finding it hard to get back into the swing of things after Xmas - is anyone else?
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    Snow_White wrote: »
    I don't have the money for it

    Well done and keep repeating it you know it makes sense (even though the naughty part of me wants to go look at holiday sites now!!)

    I think post Christmas is tough. The long dark dreary month of January looms endlessly. Fingers crossed we'll have a good summer and can go camping! Although it is a certain fact me + tent = torrential rain :rotfl:
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    HELLO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    Did you all miss me???
    Wealth is not measured by currency
  • Hello CAFC! :j How did the move go? I think you've arrived at just the right time - some of us are starting to flag with the money saving:eek:
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ARGH!
    what have you all been up to then?

    Move went really well thanks and our new puppy is safe and sound (asleep!).
    Tragically on monday got given my notice of redundancy so will be on a desperate money saving bid, and looking for savings where possible and looking for a new job!

    Just off to update my siggy with my payments that cleared during my time off :)
    Wealth is not measured by currency
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    :j Hooray:j

    Lovely to have you back, glad the move went well and I hope Gordon is loving his new home. Is he still looking as adorable? I'm green with puppy envy.

    So sorry to hear about your job and well done you on busting debts - there has been a bit of January blues on here. We need our leader to do some bottom kicking!
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Right let me find my whip.... its in one of these boxes somewhere.....

    I've cleared about £300 off my debts with minimum payments that cleared whilst I was off..... so my siggy is looking a bit healthier.... just as well because things are going to seriously slow down if I cant find anything else...

    Now hows everyone doing with their clicks, dooyoo and ebay etc?

    I hate January blues..... its a really sucky time of year....
    Did we post resolutions? I cant remember its been so long.....
    Maybe we should..... and perhaps do it month by month....

    So my debt resolution for January is to pay £1,000 off my i.f.com credit card when our deposit on old flat comes back to us.
    Wealth is not measured by currency
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