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BOB'S Cunning Plan
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:T:T:T:T:T:T:T:T
Weeek weeek....go for it Auntie BOB...go for it.......
Piggies promise to send you their dandelion ration if you need further encouragement.......
Well done BOB...keep going...you WILL get there....
xxxxx
BEEP BEEP back and maybe a few beans will be in it for Guineas;)
Same for you to Wol, good news about your contract:D:TBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
aww bob...never rains does it eh! Good that mr bob finally realising that his spending may land him in big dodo! Bizarrly cccs telling me to make token payments scared me enough to think oh s*** I'm in trouble and start the long journey so hope he is in the same place...Oh fab new re possible job! Fabby! As for taking cash out - its done. Learn from it and move on - beating yousef up is just destructive so stop! Whats done is done! You work so hard juggling so many balls that its understandable that you occasionally drop one! If youre going for 4yrs we should be debt free at the same timish although am waiting for weezl to confirm (am too scared to snowball!). Hope you have nice relaxing planned for w/e?Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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In_Search_Of_Me wrote: »aww bob...never rains does it eh! Good that mr bob finally realising that his spending may land him in big dodo! Bizarrly cccs telling me to make token payments scared me enough to think oh s*** I'm in trouble and start the long journey so hope he is in the same place...Oh fab new re possible job! Fabby! As for taking cash out - its done. Learn from it and move on - beating yousef up is just destructive so stop!
I know ISOM, i was just having to remember why i had it in my purse:rolleyes:This place makes me confess stuff.CCCS is a good motivator isn't it?ISOM wrote:Whats done is done! You work so hard juggling so many balls that its understandable that you occasionally drop one!ISOM wrote:If youre going for 4yrs we should be debt free at the same timish although am waiting for weezl to confirm (am too scared to snowball!). Hope you have nice relaxing planned for w/e?
Aww good company then:D:j
Not a lot planned for the weekend except geeky spreadsheets and the same kind for job applications. I note down what applied for and when and response/feedback if any. See i am not taking anything lying down..even Mr.B knows that.
Signed
frustrated of diaryland:cool::rotfl: (might include that on nasty letters to debt management companies on Mr.B's behalf:D:DBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
oo yes a vent always feels good!! Anger management dfw style....oo enjoy geeky spreadsheet! Am just off to car boot to see if I can get a bedside table to beautify! I refuse to pay 70!!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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boredofbeingathome wrote: »Signed
frustrated of diaryland:cool::rotfl: (might include that on nasty letters to debt management companies on Mr.B's behalf:D:D
:grouphug:awwww, you sounded much more positive earlier. Remember it's four years max and you can bring that way down.Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
morning bob
just popping by to say :xmassign::iloveyou::santa2:
not caught up with your dairy yet !! but ive done my lines for being a naughty sheep!!
must read BOBs dairy.must read BOBs dairy.must read BOBs dairy.
must read BOBs dairy.must read BOBs dairy.must read BOBs dairy.
must read BOBs dairy.must read BOBs dairy.must read BOBs dairy.
must read BOBs dairy.must read BOBs dairy.must read BOBs dairy.
must read BOBs dairy.must read BOBs dairy.must read BOBs dairy.
must read BOBs dairy.must read BOBs dairy.must read BOBs dairy.
must read BOBs dairy.must read BOBs dairy.must read BOBs dairy.
must read BOBs dairy.must read BOBs dairy.must read BOBs dairy.
must read BOBs dairy.must read BOBs dairy.must read BOBs dairy.
am i forgivenxx
WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
Shaun - you forgot to add the easter bunny!!
Bob - why not set yourself a personal target to be debt free by the first day of the 2012 olympics? That gives you a little over three years, and if your snowball says 4, and you know you can bring that down, that might be an achievable date? Just a thought, but it would at least give you something to focus on.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Morning Bob,
Taking control of your debt can be fun !
Mr First Credit wrote me a nice letter the other day saying that he was 'disappointed with the one of my previous letter'...who me?
all I said in response to him claiming that I had 'admitted the debt ( no CCA!) was 'you are talking absolute rubbish again! If you thought that was the case you would have had me in Court months ago.....feel free to try your luck!'
Cant see the problem there:D:D stay wonky
:D
....one-way ticket to Portugal booked !0 -
EssexHebridean wrote: »Shaun - you forgot to add the easter bunny!!
EssexHebridean
Easter bunny!!!!
Easters,,, long gone !!!!!
you think im baaaaaarking or something???WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
shaun40400 wrote: »EssexHebridean
Easter bunny!!!!
Easters,,, long gone !!!!!
you think im baaaaaarking or something???
There will be one coming up soon. I believe the adverts for it start on the day after Boxing Day..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0
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