BOB'S Cunning Plan

beanielou

Thanks peeps
What are the chances of the Scottish Lottery coming up trumps twice in the same postcode?:rotfl:

boredofbeingathome

About the same as my lottery winnings, i think they owe me one by now..sheesh!

In_Search_Of_Me

gave ferg a kiss from you auntie bob! He slept alot today - alas my body is somewhat too comfy and he woudnt finish his bottle as comatose!! hehe! Trying to get weezl to post his gorgeous chubby legs!!
Great that yo had a good walk out...the simple pleasures really do make a difference eh!

hypno06

((hugs)) beanie,

Bob - good luck with the OH - so many of the things you write could have been written by me.......:rolleyes:

boredofbeingathome

hypno06 wrote: »

((hugs)) beanie,

Bob - good luck with the OH - so many of the things you write could have been written by me.......:rolleyes:

Thanks Hypno or commiserations:rotfl:
Well today he is hiding in bed having snorted his way through the previous evening he is very tired, bless.
So treating myself to Ben Fogle on the telly..bliss:D RA last night and anyone else i can think of :D

OOh ISOM, other photos would be appreciated.:T

Nothing much on Debt busting front except he is cleaning car out today ready for going back:j ...but he has done this twice before so i won't hold my breath:cool:

Hope you have a good day.

In_Search_Of_Me

theres a photos on the 50p thread....he changes every day though!! chubby legs next as theres a nappy discussion so she was going to demonstrate! Hope oh does the car...fingers crossed!

taxi73

Hi BOB and all..your walk sounded refreshing yesterday..it's nice to chill out sometimes.
Hope MR B has finished cleaning that car and that he does hand it in tomorrow.

boredofbeingathome

He has to arrange for it going back and hasn't done that bit yet....plus in reality we need two cars if i am on supply, so he has to organise another one as i am damned if he is ruining my car like he did with the other one.
Watch this space :cool:?
Even if he can arrange reduced finance as an alternative, what to do eh?

taxi73

Why are you getting rid of it if you need two cars?...or will it be cheaper for him to get about on a bus etc.

boredofbeingathome

Breakdown of car finance at the moment.

Car finance owing-£4,200 at 10% APR finishes in Jan 2011, £201 per month.

Nissan Primera has now got 86,000 miles on clock

It uses about £45-£50 per week in petrol.

Total cost per month without car tax etc is roughly around the £400 mark.
with MOT,services and car tax looking at anothe £25 a month on top and another £28 per month insurance. So his car realistically costs £450 per month to run.

If he refinances it will be left paying over a longer period and car worth nowt, but can hand it back in and hopefully get a medium sized car. Trouble is he will be looking at 19.9% APR with something like carcraft as he is a bit lax. That's if they give him finance!

They have a deal £99 deposit and £99 per month for first year, then roughly £135 per month for last four years.

First year would be £150 running costs per month finance, inurance, MOT and tax. On a medium car would be looking at about £35 per week petrol £140 on petrol.
Total running costs would then be £290 saving about £160 a month.

Would that be worth going for? Or look for a banger and fingers crossed?