BOB'S Cunning Plan

ZTD

boredofbeingathome wrote: »

Well how is it going? I have been doing a lot of soul searching and job hunting so looking profitable in those directions ( whispers probably starting a decent contract on Wednesday)

That is good news... :T

boredofbeingathome wrote: »

I also need to be a lot more proactive on communication front with Mr.B instead of accusatory, sarcastic talk..( i wouldn't dream of talking to my worst enemy like that at times..well i would but you know what i mean:cool:)

So after digging through all our carp and getting final figures in and shock of contacting cccs, i think he may well be getting it. Based on figures, cccs said either an Iva Or low start DMP..it really shocked him and me for that matter. So he knows and i do, what has to be done to avoid that situation. Some of me says to do it and work hard to clear all balances via DMP route and the rest of me says, why should i go down that route when if we both work together and snowball correctly then i can see an end for both of us in at the longest 4 years and if we really pull the rabbit out of the hat next 2years...Contradictary mare aren't I?:p That is including his stuff as i could be personally free of debt ( other than mortgage debt this year:o)

I am thinking it is a good thing to finally have it all out in the open and apologies for rumanitive ramblings.

That's also good news... :cool:

boredofbeingathome wrote: »

Oh and i did an absloutely stupid distracted thing today, i drew money off a credit card..it is the same colour as my bank card and I only realised when i pulled it out of the machine..too late to put it back now as i will be charged for money withdrawel..what on earth was i bluddy well thinking?:mad: I don't usually carry it around with me either.

Different PINs...means you can't get confused, and if someone does end up knowning your PIN, they don't know all of them.

EssexHebridean

ZTD wrote: »

That is good news... :T



That's also good news... :cool:



Different PINs...means you can't get confused, and if someone does end up knowning your PIN, they don't know all of them.

I'm positively paranoid about PIN's - mine are all different bit with chip & IN these days it's a nightmare remembering them all. I do find myself wondering whether the banks would cover any losses if you had money taken from multiple accounts as a result of someone seeing your PIN and all your cards having the same number too.

Well done on the job hunting front Bob - fingers crossed for that. Well done also on getting the message through to Mr Bob too. :T

taxi73

Sounds like you've done loads of thinking and come up with the anwers.Ouch to the CC incident and good luck with getting the new contract.

ZTD

EssexHebridean wrote: »

I'm positively paranoid about PIN's - mine are all different bit with chip & IN these days it's a nightmare remembering them all. I do find myself wondering whether the banks would cover any losses if you had money taken from multiple accounts as a result of someone seeing your PIN and all your cards having the same number too.

If they'd cover the first card, they should cover the rest. However it states very clearly that if you reveal your PIN they won't cover it - that's what chip and pin was for, to shift the blame onto the customer. Shame it just hasn't turned out to be as secure as they'd hoped - witness the Shell fiasco earlier, and the technology itself isn't all that secure.

Just don't get me started about how leaky the banks are...

pepe2008

Bob....if you choose IVA i will personally slap your legs! You are not a quitter and those damn things never solve anything!!!!

and Hello xx

penguin83

Hi Bob - well done on the contract hope its fruitful! Grr for the credit card, get it out your purse naughty!

Hope Mr B is behaving - keep smiling chickadee x x

boredofbeingathome

ZTD wrote: »

Different PINs...means you can't get confused, and if someone does end up knowning your PIN, they don't know all of them.

The weird thing and this is no excuse is that it is the only pin which is the same:oI realised why it was in my purse...i had to unblock the PIN the other week so i could online watch IYKWIM i wanted an uptodate account and decided to go online forgot PIN and was locked out. Had to take it to bank to unblock and forgot to take out of my purse....and yes that warning came up when i unblocked it but i didn't see it today:o Gawd my mind at times. Card is now cut up and away until balance cleared:cool: BAD BOB:rotfl:

pepe wrote:

Bob....if you choose IVA i will personally slap your legs! You are not a quitter and those damn things never solve anything!!!!

and Hello xx

I wouldn't even bother with that route Pepe, i just wanted to shock Mr.B but i think i shocked myself..at least the DMP would be an option and i put in the absolute worst case scenario:rolleyes:

But as you say i am not a quitter and will persevere, i am hoping contract is good and will get paid for the summer:D

boredofbeingathome

EssexHebridean wrote: »

I'm positively paranoid about PIN's - mine are all different bit with chip & IN these days it's a nightmare remembering them all. I do find myself wondering whether the banks would cover any losses if you had money taken from multiple accounts as a result of someone seeing your PIN and all your cards having the same number too.

Well done on the job hunting front Bob - fingers crossed for that. Well done also on getting the message through to Mr Bob too. :T

Thanks it was the only non-confrontational way i could think of getting the message across:oPresent with the facts and let it sink in. Feels really good though to finally be out in the open. I too am paranoid re pins and have loads of combos hence the lock out with online stuff:o How dumb am i? At least i can never use card agin now..that will teach me to choose card designs too..[insert boot up the bum smilie]:eek:

boredofbeingathome

penguin83 wrote: »

Hi Bob - well done on the contract hope its fruitful! Grr for the credit card, get it out your purse naughty!

Hope Mr B is behaving - keep smiling chickadee x x

All gone Pingu, thank goodness it was only £20 still probably cost me some ursurious (sp?) rate:o

Wol2

boredofbeingathome wrote: »

But as you say i am not a quitter and will persevere, i am hoping contract is good and will get paid for the summer:D

:T:T:T:T:T:T:T:T

Weeek weeek....go for it Auntie BOB...go for it.......

Piggies promise to send you their dandelion ration if you need further encouragement.......

Well done BOB...keep going...you WILL get there....
xxxxx