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Clearmydebts - Diary to keep me away from the path of temptation
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Hi CMD.
Oh, but you're so very close! It'll be under £10K soon enough!
I know - really close! It's just the psychological thing of being under 10k. You know how it feels too you lucky thing!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
I know, it's a lovely feeling and you'll have it soon. I'd love to be under £5K by end of this year, but not sure how I can manage that.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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I know, it's a lovely feeling and you'll have it soon. I'd love to be under £5K by end of this year, but not sure how I can manage that.
You never know - you are going jon hunting next so you might get an increase in wages
What do you plan to do when you are debt free?Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
I don't know. Move on my own, go on holidays, save for retirement,do stuff I can't now. What about you?
I was going to do an 'ideal' budget, how much I would like to spend on things, I bet it's a lot more than I currently earn, so new job will be essential to my future happiness.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Go on holiday (more holidays!), overpay on the mortgage, move to northern Spain, have baby number 2. Generally live life to the full and not worry about paying back debts all the time!
I think we will seriously try to overpay on our mortgage in Scotland as the more money we can make on that flat the quicker we can move to Nothern Spain and the bigger deposit we have Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
OH got paid for the part-time work he did ages ago so £800 into baby savings!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Have managed to achieve my under 10k by the time the baby comes challenge! OH did his tax return and is getting more money than we thought back so will be paying it off the loan first thing tomorrow. He also might be getting about £70 back on insurance for a cancelled flight in Dec but that could take a while to come through so I don't think I will have anymore Feb payments to make. Am thrilled to be under 10k now though:), plus more baby savings to be added to the challenge when the tax comes through!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Yeah well done, that's fantastic news!! :T
DFW Lightbulb moment Sept 2006, Debt-free Dec 2009 :j:j:j
£2015 in 2015: £0
Comping: No wins yet :think:
MFW 2015 0/1200
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So chuffed for you CMD xDebt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0 -
Congratulations CMD! I knew you'd do it soon!:T:T:T :beer:DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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