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MSE Pregnancy Club III

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  • cazscoob
    cazscoob Posts: 4,990 Forumite
    hello all well i nipped out early to try get the last of the christmas shopping but gave up and came home :confused: i did however buy my new nephew and nephew to be born the cutest postman pat snowsuits from woolies:D

    now have to get my bum in gear and get this house dne as no dubt we will have visitors over the weekend!

    hope your all fine and loads of labour vibes to those in need SB and Miss C xx
    What's for you won't go past you
  • Sami_Bee
    Sami_Bee Posts: 14,555 Forumite
    Jvic28 wrote: »
    Hi Guys, I'm going to be really miserable now and bring up the subject of money. We were looking last night into how much maternity pay is etc and how much nursey care will be. How on earth can anyone every afford it? I must be missing something. I can't afford to stay at home on maternity for long as it doesn't pay enough, but who can afford £170ish a week for nursery care. I just don't get it. It's going to be so hard.

    Sorry to put a downer on things this morning, I'm just worried. It looks as though me and my boyfriend will never actually get to spend a day together.

    have you looked into any childminders? (there is a list on your local council website with links to their ofsted reports too) I personally would not put Chris into nursery I much prefer my lovely CM who was recommended to me by an ex-CM family friend, she looked after Chris just how I would at home and he loved being with the few others she looked after, CM's are usually much more flexible than nurseries and cheaper too! plus they tend to be able to give a more tailored service in that if you have any strong beliefs like I don't "do" halloween as we are Christians and so our CM didn't do any activities related to it.
    Don't be afraid to ask to go and visit them while they are looking after other kids in fact try to as you will get a better feel for what they do!

    don't forget that even if you don't get the working tax credit you may still be entitled to the childcare element of it (We were!)
    The very best is sometimes what nature gives us for free.
    3onitsway wrote: »
    I think Sami is right, as always!
  • jvic - does your work offer child care vouchers? (If not, ask them to! It doesn't hurt to ask the question.) You can buy £243 per month of child care vouchers before tax, which will effectively save you money. (Ie rather than having to earn £280 ish to end up with £243 after tax to spend on child care, you only have to earn the £243.)

    Also, have you looked at what you will get in the way of working tax credit/child tax credit. You should be eligible to receive some of the money you pay out in childcare back as tax credits. How much you get back will depend on how much you both earn, but it's worth applying for. Looking at the calculators online, I think we will only be entitled to £21 a week, but that's better than NOT getting £21 a week!
    :heart:Isabella Molly born 14th January 2009:heart:
    New challenge for 2011 - saving up vouchers to pay for Chistmas!
    Amazon £48.61 Luncheon Vouchers £24
  • r.mac_2
    r.mac_2 Posts: 4,746 Forumite
    Jvic28 wrote: »
    Hi Guys, I'm going to be really miserable now and bring up the subject of money. We were looking last night into how much maternity pay is etc and how much nursey care will be. How on earth can anyone every afford it? I must be missing something. I can't afford to stay at home on maternity for long as it doesn't pay enough, but who can afford £170ish a week for nursery care. I just don't get it. It's going to be so hard.

    Sorry to put a downer on things this morning, I'm just worried. It looks as though me and my boyfriend will never actually get to spend a day together.


    it's a hard balance isn't it? I don't know what you work as but have you looked into what your company offers re: maternity leave and childcare voucher schemes etc? Others with children already might be able to help with a better idea of nursery costs etc and savings in that are. Why not have a look on entitledto.co.uk to see if you will be entitled to any extra benefits/credits? :confused: Oh and don't worry about moaning - I'm always at it :rotfl:

    Krystal tips - thanks for those tips. I'll keep them in mind when shopping. I wonder if nursing bras are going to be reduced in the january sales :p
    aless02 wrote: »
    r.mac, you are so wise and wonderful, that post was lovely and so insightful!
    I can't promise that all my replies will illicit this response :p
  • Mollie - strangely enough we were just talking about blackout blinds in the office...apparently you need to have a dark colour blackout blind for it to really work. And a pelmet makes a huge difference apparently (:confused: Don't ask me...I'm not a pelmet kind of girl but that is what the girly mums in the office tell me!)

    DH is determined that bubba will sleep in the dark and as such is banning all night-light type things (I had my eyes on a glow-worm toy and on one of the glowing room thermometers). DSS is still afraid of the dark now at 8 (9 in a month) and has to sleep with a light on...hubby will not let us make the same mistakes - I have been told ;)


    Sami - I am sowing the seeds now with everyone who visits...'get used to my hospitality because when bubba is born it will be you looking after me' and 'do you need me to show you how the cooker/dishwasher works for when you are helping me after the birth.

    Apparently the carpet is down, has been hoovered, the furniture put back and hubby is now off to buy a christmas tree (having DSS tomorrow night to decorate it :T )


    Jvic - I know what you mean about maternity pay. Would you be able to apply for a mortgage break for a few months to help you out? (not very helpful if you are renting I am afraid)
    r.mac wrote: »
    please listen to MFD - she is a wise woman :D
    Proud Mummy to the gorgeous Benjamin John born 14 March 2009, 8lbs 14oz
    A new little seedling on the way, due 30 September 2012
  • angelfairy
    angelfairy Posts: 3,594 Forumite
    Morning ladies,

    I am lurking, and trying not to post as work is still doing my head in, but i am starting to feel deprived on my 'pregnant friends' and as i am now starting to feel rather pregnant why should i deny myself??? :D Well that is the thought and I have made a promise not to mention any more about my work on here today!!!!!

    DH is determined that bubba will sleep in the dark and as such is banning all night-light type things (I had my eyes on a glow-worm toy and on one of the glowing room thermometers). DSS is still afraid of the dark now at 8 (9 in a month) and has to sleep with a light on...hubby will not let us make the same mistakes - I have been told ;)
    quote]

    NOOOOOOOOOOO...........you can't outlaw the glow worm!!! (and scarily i too was wanting one of those glowing room thermometers). I loved my glow worm growing up, but do admit the ones today just dont look the same. However, my MIL bought me a Winnie the Pooh one (where his face lights) up so I am going to keep that for bubba now (but just remembered his body is blue....is that an omen????)

    Labour vibes to all and sundry who want it :D

    A question, as daft as it may be... when i press on my left hand side and in a bit (but not my stomach) i feel 'something'. is this likely to be part of bub's body???

    xxxx
  • r.mac_2
    r.mac_2 Posts: 4,746 Forumite
    Mollie - strangely enough we were just talking about blackout blinds in the office...apparently you need to have a dark colour blackout blind for it to really work. And a pelmet makes a huge difference apparently (:confused: Don't ask me...I'm not a pelmet kind of girl but that is what the girly mums in the office tell me!)

    I have made roman blinds for baby's room - if you use or buy blackout blinds that have the blackout lining seperate from the blind fabric, the colour of the blinds make no difference at all:confused: Pelmets aren't my style, but a blind or curtains on a track generally fit better than curtains on a pole or with tab tops etc.


    DH is determined that bubba will sleep in the dark and as such is banning all night-light type things (I had my eyes on a glow-worm toy and on one of the glowing room thermometers).

    We have been given a glow egg room thermometer by friends and it's brilliant. The MW at antenatal class last night was stressing the importance of having warm houses when baby gets here as it's winter and it's easy to see at a glance how the temp is with the glow egg. I was surprised at how cold our house usually is!

    )

    Just burst into tears while watching this morning :o
    aless02 wrote: »
    r.mac, you are so wise and wonderful, that post was lovely and so insightful!
    I can't promise that all my replies will illicit this response :p
  • Jvic28
    Jvic28 Posts: 1,596 Forumite
    Sami_Bee wrote: »
    have you looked into any childminders?
    I haven't really. I suppose it's always daunting thinking of someone else coming into your home looking after your child. How much do you pay for your childminder if you don't mind me asking?
    DMP Mutual Support Thread Member No 190
    17/05/08 - Total on DMP: £10025.70
    07/05/14 - Total on DMP: £1666.20 DFD: July 2017!!
    Baby Tomos born 5th June 2009 - 6lb 5oz :j
    Weight Loss Target - to lose 60.8lb by NYE 2015 - 37.6lb TO GO
  • r.mac_2
    r.mac_2 Posts: 4,746 Forumite
    angelfairy wrote: »
    quote]


    A question, as daft as it may be... when i press on my left hand side and in a bit (but not my stomach) i feel 'something'. is this likely to be part of bub's body???

    xxxx

    YES!!!!!!!!!!!:j :T :j :T :j :T :j :T
    aless02 wrote: »
    r.mac, you are so wise and wonderful, that post was lovely and so insightful!
    I can't promise that all my replies will illicit this response :p
  • I'm feeling the strain now! (sorry to be a baby bore :rotfl:). Felt like I had ran a marathon after picking Poppy up out of her cot and carrying her downstairs :o. Mum has her on Thurs pm's so I feel a restful afternoon approcahing....

    We have had a Grobag Egg thermometer in DD's room in the corner and thats all. We we bought a lovely plug in nightlight but she woke at 5am :eek: so that went. Apart from that, the room is in darkness but she still manages to know when its 7:20am?! :confused:.

    xx
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