Another little earner for Ryanair

fifeken

pompeyrich wrote: »

This is NOT DCC, or at least not as I understand it. With DCC you can either opt to pay in Euros, or £ss. If you choose Euros your bank will determine the rate, or you can elect to pay in ££s at the rate offered by the seller but this will already have been converted and shown as ££s. In snakes case he opted to pay in Euros but instead of his/her bank converting it to £s RyanAir managed to do it after he had authorised payment in Euros but before the transaction reached his bank, which is surely not allowed.

I think we are agreeing on most of it, just a couple of subtle differences. When DCC is used (in Spanish ATMs for example) you are offered the choice but not told what the cost will be if you choose pounds - you don't know you've lost out until you read your statement. Ryanair does tell you (although it's well hidden) that you will be charged in pounds, shows you the exchange rate (if you can find where to look), but does not allow you to opt out and be charged in Euros.

The last bit there is where I think they fall down by not allowing you to opt out.