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The Magical Mystery Tour - SOA added 15th Oct

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Comments

  • Good luck Lucy, hope the interview goes well!
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Well I'm back from my interview and I don't think that I will be invited back for a second interview. I think that they want someone with more experience than I have. So will shall see.

    But I am feeling really tried and fed up today, I think I used to much engery this morning
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    The damage since I was away...

    Loan is pretty static at £12,101.84 and has an APR or 9.9%

    Credit card.... I am really ashamed and could cry. I had a few issues with my car, and I put on so much weight I 'NEEDED' new clothes :o and then there was general stuff and half of it I have no idea over. But total now stands at £2.327.66, has an APR of 15.9 % and a limit of £5150.

    I have stopped carrying my card with me and last month I managed to pay off £100, then I lost my job. But this months payment will be the £70 + I have earnt on Amazon.

    I am hoping that I get a job quickly enough to use the money from my redundancy to pay off the card and put some of the leftovers into savings for a rainy day.

    Ok go for it. Hit me, kick me and tell me off. I guess I wasn't really ready to face it all back then.

    But on a plus side, my depression seems to be going away and I am feeling much better.

    But any ideas on how to deal with this when I am not working would be good. I have insurance on both the loan on the card which covers them if I don't work for more than 15 days and I am still awaiting for that time period to go by.

    My redundancy is about £2,900.

    stuffed aren't I.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • ZTD
    ZTD Posts: 24,327 Forumite
    Lucy1982 wrote: »
    stuffed aren't I.

    Not at all. It's SOA time - and stick down what benefits you're getting.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Ok will sit down and work out my SOA again.

    But at the end of next week, I will be able to go to the bank and say I've not worked in 15 days, I have insurance and can we put that in place.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    But on a plus point.

    I've just had a £10 M and S voucher arrive from Lightspeed, I'm due another one from Pigsback. Which will all help either towards Christmas or if I need anything for a new job when I get one.

    And I am off out tonight on my old company, who are paying for taxis there and back and for dinner. And hopefully if enough people (20 are going) feel sorry for the unemployed person I wont be spending much on drinks.

    New blokey is working though... so will only be saying Hi and not having a nice evening together.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    No, you're not stuffed, you'll be ok. Make sure you use your insurance - that's what you've been paying it for!

    Laughing at your sig here - "seems like 100s" - know the feeling!!

    Have a good time tonight :)
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Thanks, I will do. I'm staying with a friend so we will be hungover together tomorrow probably. We have already promised that we will make each other go for a walk on Saturday morning to make us feel better.

    I know and I am so pleased now I have the insurance on them.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Evening all.

    Well last night wasn't great. Got home about 3am, after spending 3 hrs dealing with very drunk people while sober. I was meant to be staying with a friend, but drove home as I thought it would be better for the both of us.

    I didn't spend anything on a plus point, but I am really tried this morning as I was up again at 8.30.

    I have loads of house work to do which I can't be bothered about.

    Although I did get a lovely bouquet of flowers from my old work colleagues, and a free meal. I just wasn't really in the mood when I got out.

    New blokey has hurt is back :rolleyes: I've just spoken to him and he is feeling all sorry for himself!! But should be seeing him tomorrow, which I am looking forward to. And I got a kiss in public last night :D
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Hello.

    Nothing much to report today, having a quiet one. Not seeing new blokey until Thursday as his back is still bad and then he has to go to work!

    I have the boiler people coming again tomorrow, and hopefully this time they will turn up and I also have the outsourcing guy coming to see me, he was part of my redundancy and is supposed to help me find a job. But as his first visit is over 2 weeks after my last day, I am not very impressed.

    Keeping everything crossed for Weds as hopefully I will have some good news from the recruitment agency, and I will be able to take NB out for a nice evening on Thursday rather than spending the whole time wondering if he minds paying!

    Managed to get some housework done today, and will be attempting to get back into the diet again tomorrow, I have rejoined the slimming thread so hopefully the extra support will help me.

    x
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
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