HSBC Changing all Bank accounts

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  • ShelfStacker_3
    ShelfStacker_3 Posts: 2,180 Forumite
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    ahai1 wrote: »
    HSBC have decided not to reduce the mortgage rate by 1.5%.

    Not sure whether they did offer variable rate mortgages at some point in the past, but HSBC currently only offer fixed rate mortgages and trackers (at least, judging by their website - this isn't my area of expertise, as you can probably guess). If you're on a fixed rate, you wouldn't have lost if the rate went up so you can't complain now; trackers will get the rate cut passed on automatically.

    Lovely article about this in the Independent the other day: http://www.independent.co.uk/opinion/commentators/dominic-lawson/dominic-lawson-when-in-doubt-blame-the-banks-997948.html
  • ahai1
    ahai1 Posts: 1,589 Forumite
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    I agree with you that the credit crunch has just started. On the mortgages it does not matter as I don't have one.

    One of my neighbours has got a subprime mortgage. He lives in his housing association house but rents out his new home which he brought to tenants.
  • OneBrightStar
    OneBrightStar Posts: 148 Forumite
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    I received a letter from them as well.
    This is my main account so all money get deposited in it...does it mean I'll automatically get current account plus?

    When do we notice the change and get new debit cards?
  • ShelfStacker_3
    ShelfStacker_3 Posts: 2,180 Forumite
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    You won't get Plus, you'll get Advance. But it'll happen automatically soon enough, and to be honest you won't notice much visible change.
  • ahai1
    ahai1 Posts: 1,589 Forumite
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    I thought it was happening in December?
  • Inactive
    Inactive Posts: 14,509 Forumite
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    ldavies wrote: »
    It is formalised in december yes though if anyone wants to take advantage of the regulsa raver then they can do so as at when they receive their letter


    Is that Welsh for Regular Saver?

    :rotfl:
  • ahai1
    ahai1 Posts: 1,589 Forumite
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    It was a typing error let's not get personal here. I am sure we all make them.
  • ahai1
    ahai1 Posts: 1,589 Forumite
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    Don't worry it happens to us all. That is one of the reasons why a lot of words are corrected by the computer on Microsoft Word.
  • ahai1
    ahai1 Posts: 1,589 Forumite
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    I had no idea there was a spell check here. Proof reading is easier said then done.
  • Inactive
    Inactive Posts: 14,509 Forumite
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    ldavies wrote: »
    Well hello Inactive! long time no chat!

    Im sorry about the typo.... lol hey I wish I could say that it was welsh but I cant lol

    Quick and lazy typing to blame

    Hi,

    I was only pulling your leg, I do hope you didn't take it personally.;)
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