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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    I remember that from primary school, wasn't he called plop because he kept falling out of the tree or did I make that up?

    I believe that's true! I haven't read it for many a year but I seem to remember him falling out of his tree! Poor little Plop! I wanted a pet owl for a long time after reading that!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Birdie85 wrote: »
    I prefer Stalwart too, it isn't used enough in everyday language! Childrens book wise I love the Owl Who Was Afraid of the Dark! Little Plop is so cute! :o


    Ooh yay you got another medal!! I like that word too, it was used a few times in a book i was reading a few days ago and it reminded me of this website :rotfl: how sad is that!!:rotfl:
    Biggest Loser Weight Loss: 13 / 20 lb
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    I love children's books! The job I'm going for would mean I get to work on loads of cool stuff like Charlie & Lola (and lots of fairy books) and it would be perfect!! I love Plop too :) There was also The Cat Who Wanted to go Home - I think it was a French cat who got on a boat to England by mistake and everyone thought it had a strange miaow, but actually it was saying 'chez moi, chez moi' :(

    I wore a dark dress and black boots yesterday, I find dresses easier to wear than trousers/skirt and a top - shirts always look awful on me because I'm short with too much boobage, lol. I might just wear a plain dress with shoes and some good accessories. Ta for the advice, I will go and look in Tesco and Asda :) As long as it's something I like and I'll wear alot I don't mind, I just can't bear the thought of buying something for one use - maybe I've been indoctrinated more than I thought by MSE!
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    Flower08 wrote: »
    Ooh yay you got another medal!! I like that word too, it was used a few times in a book i was reading a few days ago and it reminded me of this website :rotfl: how sad is that!!:rotfl:

    You'll get your third medal soon by the looks of it! :j
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Hey all. Really in a bad mood now. Went to HSBC at lunchtime to get my single account converted into a joint account. NIM was late as he got a bit lost as I had the sat nav. The very bored woman said she couldn't open it for me anyway, as she was in on her own and it took too long. She also said it would probably require a credit check even though I'm an existing customer. Which I'm already aware I won't pass. I don't want to borrow any money, I just want a place to keep the money that I have and they won't let me, I was better off when I had 16k of debt, I never had any issues getting more credit. It's all because of that Alliance & Leicester big black mark, feel like re-writing the letter to be a bit stronger now I'm so upset over it.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Oh and 7 jobs came up for the airport this weekend, and while I was waiting for a response on what time of day the jobs can be done they all were taken by someone else. So that's £84 we won't be seeing.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Dinah93 wrote: »
    She also said it would probably require a credit check even though I'm an existing customer. .


    Thats strange, OH was with HSBC and when we went in to see about getting a joint account it ws done within 20 minutes and as far as im aware they didnt credit check me.

    Sorry your feeling !!!!ed off about it all.

    But.....your going on holiday soon so cheer up!!:T
    Biggest Loser Weight Loss: 13 / 20 lb
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Happy Birthday Cinny,

    Hope you have a good one!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I reakon if we did it in branch rather than online they wouldn't credit check us. Might see if we can get an appointment to do it instead.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Flower08
    Flower08 Posts: 4,771 Forumite
    You should definatly try it. I might be wrong but i seem to remember it being a pretty simple process. Hope you manage to get it sorted!
    Biggest Loser Weight Loss: 13 / 20 lb
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