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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Cinny91 wrote: »
    Just remembered I have wednesday off work for the bed coming, be nice to have a day off but it means a low wage packet next week. Might be balanced out by birthday money though (which I've promised will all go into savings, hand on heart!)

    The Paris Hilton range sounds good Birdie, I have a feeling it will either be really cute or just horrible!

    I think it'll be cute. I really hope so! Actually, if it is cute I'll want it all which will be a bad thing... I hope it's horrible!

    Do you not get paid holidays Cinny? Or do you only have a few that you save for actual holidays and just take unpaid odd days off? I don't know how part time works, especially when you work for small family businesses!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    We get 2 (well something like 1.78 :rolleyes: ) days off per month we work, they just kind of build up over time rather than being wiped out like set holidays. If I have enough days then I'll take it paid, if not then I'll have to make do I suppose. I'll be getting £20 for my birthday from my Grandparents (silly to count it really) but it will make up for the lost day.

    Just back from my dinner, feeling nice and full and ready to attack a mound of paperwork with full force.. when I clock back on, got enough time to read some diaries and try to think of money ideas.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I recieved a letter from british gas over the weekend, demanding £98 or something within 10 days or they were taking legal action. This is for a house I moved out of last August. So I need to call them up and ask whats going on, as I settled the account before I left. Need to try to remember to do that tomorrow. Bit agrivated about it to be honest.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Was that a rented house Dinah? Can you not take it up with your ex landlord? Presumably the people who are in it now haven't paid their bill...
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    It was rented yes, doubt the landlord will be any use. Going to call British Gas first though
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    My friend at work has been having similar issues with British Gas, they've been trying to chase her for a gas bill from 6 months before she moved into her house! They can't seem to grasp the fact that she wasn't living there and will not pay for gas she didn't use! I think it's still ongoing actually, last I heard she was telling them they can take her to court over it and she'd gladly make them look stupid!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Someone say calming things! NIM just spoke to his mother and apparently she's now on about him becoming an accountant as they need them in Ireland.... yes so different from a solicitor which he decided he didn't want to do! Oh and look, it means him leaving the English witch, double win! He's been thinking about a career with no guidance at all, and he came to two completely different decisions to the 'respectable' ones shes pushing on him. The woman is entirely driven by money, if you're not earning at least £4k a month its not remotely possible to be happy apparently. I'm really angry and upset, because she's gotten away with being !!!!!y about me, yet again, and he's actually listening to her. Why do I bother being nice when I could constantly tell him he's not good enough and berate the people he loves and get him begging for my attention instead? I have tried very, very hard to only say nice things and in no way say anything that could be taken as a slur on her character, but I have hit my limit. She had a go at NIM because I was on holiday last week! This from a woman who hasn't done a days work in 22 years and lives off her ex-husband. I am not a bad girlfriend for him to have, I have a career which is more than can be said for NIM so I'm not entirely sure how this makes me some kind of money draining witch (look in the mirror love, you live off a bloke whereas I support myself, so I have no problems holding my head up high). I have tried to be polite to her, I really wanted to get on with my OHs mother, but shes not going to be happy until he's back there. Worst part is, I can see her gradually bartering down NIM until he comes to me and says 'why can't we live there not here', and that's going to break my heart. He was never able to make decisions for himself while he was there, looks like shes determined that that isn't going to change.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    how about asking him what he really wants ...(i am sure it is to stay with you)...and when he gives the answer tell him to tell her that ...i have been through the same thing with my mil ...have been married for over 19 years now but it has only been in the last 5 or so years that hubby has been able to stand up to her ..she p1$$ed him off too far one time....it's funny how men seem to stay attatched to their mothers for longer isnt it ....i have made a concious effort to ensure it doesnt happen with my son ...but i tell ya heaven help the woman that lands up with him ..


    remind him of the good life you two have and what he will not have if he listens to her
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Cheers Elantan, that's sufficiently calming! You give me hope I can get there in the end, even if it does take 19 years (18 more to go!)

    He's told her he's happy here, and the battle that ensued when he wanted to move over apparently involved her calling me all types of names. Thing is if I had done something wrong I wouldn't be getting this upset, but all I am is a completely oposing set of values and therefore making NIM consider he can be happy without having this uber career and having time with his family. Best part is if he had this uber career and I stayed home in ten years to raise kids she'd have plenty to say about that too!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Maybe you just need to carry on as you are, ie, being all sweetness and light and not having a bad word to say about his family. Surely if she keeps on at him and calling you and all you're being is nice, she'll drive him away anyway? I think my OH must be in the small minority with regards to overbearing mothers!
    Weightloss: 14.5/65lb
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