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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Cinny91 wrote: »
    Going shopping this afternoon, need some new tops to wear with my jeans now I'm starting to wear them out more. Weird how a top that go perfectly with my skirts make me look completely out of proportion with jeans. Will stick to my newly formed budget.

    Stop it Spendy Cinny! You're making Spendy Lucy rear her ugly skint head!!
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Glad to hear you've got a rein on that spending again missy.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I'm starting to get concerned about the number of split personalities we have on this thread....
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Spending Cinny has taken over! Admittedly, it's only Matalan for the tops, I have my mother with me who is 1. Very frank when it comes to clothes on me and 2. Wont let me over spend. Spending Cinny will be quite underwraps I hope.
  • Glad to hear you enjoyed Center Parcs, Dinah. We like it but it is so expensive when you're there. Was the couples massage good? We've thought about doing it but never actually got round to it.

    Tete- my husband is very pleased that you have now prompted me to have a go at baking brownies tonight. My flapjacks are legendary (if I do day so myself) but I've never made brownies from scratch.

    Off for a mystery shop lunch in the snow- I want to wear my moon boots but hubby says that is a little extreme!
    :DYummy mummy, runner, baker and procrastinator :p
  • I haven't either GiSi, and to be honest my baking doesn't normally turn out that well but it doesn't stop me trying!
    Weightloss: 14.5/65lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Got a text from OH telling him it took him 1 hour to get to work on the bus and even when he got there no one's there to open up. Bless him! I told him to go home but he's too stubborn for that.

    I'm useless with baking, I stick to the 4 recipes I can do and just add things to make it different! That way everyone thinks I'm fantastic, moo-ha-ha
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Have decided on 3 fairly simple recipies for work cakes this year, going with Cinny's cookies, my brownies (very gooey but thick enough to stop your heart), and my carrot and orange scones for the more health concious.

    Hang on, why am I prattling about baking - the big news - OH has an interview tomorrow! Call center in Billingham, and sounds like a nasty shift pattern, but its a start, and would certainly do while he found something a bit more user friendly. He sounded so excited bless him. Now he needs to find some trousers in Stockton.

    The couples massage was very nice, it seems like such a lot of money (£120) but £60 each isn't over the top for a good massage (and these were very good), and well, the champagne had me sold anyway! I got both glasses as OH had to drive home!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Did anyone else use mi-info, gutted to find that they have shut down, was only about £1 away from payout.

    To do list today will be shorter, well pretty much non-existant, as going over to a friends house for dinner with him and his gf. She's a newly qualified teacher, so great for OH to chat to. She's very bubbly and easy to get along with, although another certified ring chaser. He was my best friend through to when we went to uni, will be great to catch up. Plus free dinner! Need to get a bottle of wine, must remember the wine.

    Going to try to catch up a bit on the daily surveys this evening, and do one dooyoo review, maybe two if we're back early and I'm not tipsy. If I am nothing will be done except curling up with Greys Anatomy!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Argh, another ebayer complaining, the dress is smaller than expected and must have shrunk as is silk as she usually fits a 10. Can't answer politely. It fit me when I got it 2 years ago, it fits me now, and I'm a lot bustier than I was then! The photos are not misleading, I am not a commercial enterprise, this is me trying to make a few pennies, should I take the dress back at a loss to myself because it is shorter/smaller than expected? If I dont I can guarantee negative feedback, but I did not mislead in my description so I'm feeling pretty hacked off tbh.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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