📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The ultimate incentive to get debt free, can I do it by New Years?

1160161163165166526

Comments

  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Good morning all.

    Payday today, so the remainder of what I had left from last month has gone into the savings, £146. I also have been paid from a MS, £12 and £6.61 from an old paypal account. As it is payday my £200 has gone to my grandad, and I have transfered over the usual £140 that I used to pay to CC1 and my car insurance, brining my new total to £3748. I love payday!

    Feb's challenge will be to pay off CC2, needs paying off by the end of March but I want to do it a little early.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    So todays to do list:
    • Mi-info
    • One poll
    • Free scratchies
    • Daily surveys
    • Get to 525 on STP
    • 3 Dooyoo reviews
    • Clear old laptop and list on Ebay
    • Call HSBC and see if they can tell me my paypal code, so I don't get my account frozen!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Well done on getting under £4,000!! If you manage to pay off CC2 then you'll be under £3,000 before the end of Febuary?

    How did todays list go?
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Yep that's the hope!

    Today's isn't going badly, I'll cross off a few later, but I'm not listing the laptop until I have the paypal issue sorted, as at present I might not get the money!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Dinah93 wrote: »
    So todays to do list:
    • [STRIKE]Mi-info[/STRIKE]
    • [STRIKE]One poll[/STRIKE]
    • [STRIKE]Free scratchies[/STRIKE]
    • [STRIKE]Daily surveys[/STRIKE]
    • Get to 525 on STP 7 more to go
    • 3 Dooyoo reviews 1 more to go
    • Clear old laptop and list on Ebay Not worth it if they're going to not give me the money!
    • Call HSBC and see if they can tell me my paypal code, so I don't get my account frozen! Will call after tea, or might just go into the branch Monday, hence avoiding the pakistani call centre who can't help in the slightest

    So not going too badly. It feels like a very short list though and that makes me a bit edgy!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Aren't they lettng your transfer any money at all? Couldn't you transfer some to your old paypal account and get it out that way?

    Really should be on STP while the house is quite so I don't have to use headphones but take that have somehow turned themselves on.. wasn't me, honest.

    Just noticed the payments have gone down to how they were before all the changes on STP - 3 stars is 3p cheaper. Will have to aim for 4 to make 7p!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Nope, I've hit my monthly withdrawl limit, and am only £2 off my total withdrawl limit! It's a bit rubbish! Have requested all the numbers I need to validate it so hopefully will get it sorted next week
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Urgh 7p, it was still the proper 10p this morning. That's going to make a big impact on how much I earn from there.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    it's a bit annoying but, hey ho! The money mounts up so slowly on 5p a track, just guess we have to give it an extra push. I just wonder why they've knocked it down again?

    Looking at cath kidson and laura ashley bedding. I will not buy..maybe i can go through quidco? no no no, I won't buy.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Lol money really burns a hole in your pocket doesn't it!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.