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The ultimate incentive to get debt free, can I do it by New Years?

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  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    My god it does! I managed to walk away though.

    Been looking at new camera, I have a heavy fiddley one which takes great pictures but you need to focus, hold still, hold stiller, press the button.. then whatever you wanted to take a picture of has gone. Would love a simple point and shoot one for when me and OH are out and about, found some good deals on argos but I'm in two minds.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    A camera is quite a sensible purchase. I got my brother a 4mp one for £24 Christmas 2007, and a £5 cashback as well. I tend to just use the one in my phone (but it's a nokia n95 8gb phone, so has a flash 5mp camera with zeiss lens) day to day, but I do have a fantastic canon eos for when I'm out and about (I'm very into my photography, can you tell?! Was the treasurer for the university photography society for a year too!).

    I can't sleep again. In case the 2am post didn't suggest that already! Have read over 200 pages of my new book ( My Favourite Wife by Tony Parsons), and have knitted some of OHs scarf. OH might be comng over on Wednesday instead of Thursday, as there isn't a flight at a sensible hour on the Thursday. Very much hope he does as that means it is only 5 days until I see him, and I can't wait. Something so perfect when I click back into his arms at the airport. Dear God, lack of sleep is making me soppy!

    I turned the computer back on as I had a nice idea for a plot twist for the book that I'm forming in my head and I didn't want to let it slip away. However now my twist is out of my head I think I might do a Dooyoo review. There are a suprising number of people writing them, even at this hour!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Okay I just wrote a 6035 word Dooyoo review. Please someone make me sleep!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93 wrote: »
    Okay I just wrote a 6035 word Dooyoo review. Please someone make me sleep!

    Hope you're having a lie in as you were up so late!

    I got an email from Dooyoo last night saying the following:

    We are writing to let you know however, that some of your contributions to the
    site appear to be below our minimum standards for Premium Reviews. These
    reviews must contain AT LEAST 150 words of genuine, useful consumer opinion.
    Any copied, repeated, or irrelevant text (i.e. any information that is not
    related to the specific product being reviewed) is not included in the 150
    word count, the same goes for repeated product names or other forms of
    padding. Using these methods to reach the 150 word minimum is called Word
    Limit Fraud and is considered abuse on dooyoo.


    I've looked at the review in question and can't see a problem- it's over 170 words. Never mind!

    Hope everyone has a productive weekend.

    GISI x

    :DYummy mummy, runner, baker and procrastinator :p
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    If any of the words are fact not opinion, such as nutrition information or a song list, that doesn't count towards the 150 wordsunfortunately, maybe that is the issue. Write them another paragraph and it'll be fine

    Right, time to make a to do list for today:
    • Mi-info
    • Free scratchies
    • Daily surveys
    • One Poll
    • Toluna Polls
    • 3 Dooyoo Reviews
    • Join Ciao
    • Try to find replacement sewing machine foot for Maxim MX29-53 Sew Smart... can't see that happening so will probably need to refund the guy his money
    • Get to 550 on STP
    • Clear documents off old laptop so it is clear ready to sell when paypal stop faffing about
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    How's the list going, Dinah?

    Went and got the camera, it's looovely and fits nicely in my bag. Plus it's blue! No more big 'treats' for me for a while now. Back to saving I go. Mum bought some wool from town for me to make her a scarf with, so I best get moving. Have a nice rest of weekend!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Dinah93 wrote: »
    • [STRIKE]Mi-info[/STRIKE]
    • [STRIKE]Free scratchies[/STRIKE]
    • [STRIKE]Daily surveys[/STRIKE]
    • [STRIKE]One Poll[/STRIKE]
    • Toluna Polls
    • [STRIKE]3 Dooyoo Reviews[/STRIKE]
    • Join Ciao
    • Try to find replacement sewing machine foot for Maxim MX29-53 Sew Smart... can't see that happening so will probably need to refund the guy his money
    • Get to 550 on STP
    • Clear documents off old laptop so it is clear ready to sell when paypal stop faffing about For some reason my computers can't see one another on the network today, so can't move documents between them. Very annoying

    I'm feeling quite sick of to do lists and being a Productive Person today, just want to be really reckless, but unfortunately that's not the kind of person I am.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Your signature is looking very healthy!!!

    I am hopefully transferring a bit of savings from Ireland next week and will be able to take my signature to under the 20k mark. Looking forward to that!

    I am the opposite to you Dinah. I am a very impulsive person, who also likes making lists! I find it hard to restrain myself from doing reckless things!!!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Hi CMD, how you doing? You're doing really well on the paper hat challenge.

    Feeling a bit better now, managed to get the computers working so information is transfering now, and I've booked OHs flights over (his dongle is on the blink... oooerr!) for Wednesday.

    Going to do another Dooyoo review tonight I think, instead of STP. Might do my filing as well, since I can't talk to OH online like normal.

    My CC1 has a balance on it again, which scares me, but it's all things I paid for for other people that were over £100 and they wanted CC protection, brother owes me £182.50, and OH owes me £499.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    I'm good. Busy this weekend doing college work. ( I go one day a week).It's my own fault for letting things slide a bit, but will have caught up this weekend so won't feel too bad then!

    I'd say you can't wait for your OH to come over. Have you any nice plans for things to do? How long will he be over for this time. My BIL in Ireland has a dongle and it is a nightmare for crashing all the time! The net isn't as fast in the West!!!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
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