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Bank accounts for Bankrupts - Discussion Thread

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  • Or if at Tesco already, just get cashback with your shopping :)
    Declared bankrupt on 12/09/2008 @11:56
    BSC no. 196 - My diary thread
  • I went bk on he 05/0/08, I rang Nationwide they said I could have a basic bank a/c with them but needed to open it with £100, but that there were no credit checks, but don't know for sure as I didn't get that far.
    On the way to Nationwide I stopped in at Barclays really helpful man, I filled out the forms and provided the ID etc, they posted it off said he couldn't see a prob. ( but I do have a 5/6 year old debt with barclaycard). He said I would hear in 3/4 days.
    It actually took 3 weeks and I was turned down.
    But after reading on this site I sat here one evening and thought sod it .... and rang the co-op, went through all the questions with a lovely bloke, after about 5 mins he said I am please to say you have been accepted, said thanks and put the phone down. Didn't have to take any ID in or anything.
    I sat for 10 mins with a stupid grin on my face all because I got a bank a/c......how sad am I.
    (but grateful) now all going without a hitch.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    justme123 wrote: »
    got my pin number today from barclays for connect visa card to follow in the next seven days yipee feel human again

    When you get it through can you let us know exactly what it is?

    Some confusion on this: Barclays Cash card Account help
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Got my brand spanking new card in front of me and its a Barclays Connect Visa Debit card

    Basically its a Visa debit card without cheque guarantee facilities. It is NOT an electron card and is actually accepted at more places than Electron

    HTH
    BSC Member 59 - AD 29th March 2008


  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Thanks Red. :D

    That is good to know.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Hi All card arrived Saturday morning its a visa debit connect so will not have the same restrictions as the electron one
  • How long does a Barclays account take to get ? I was going to go in at lunchtime today but really need an account number & sort code etc asap as I need to get paid on wednesday. Does any one know?
  • Hi I applied on a tuesday got my pin on the thursday and card on the saturdayso less than a week
  • Fab. I went in today anyways and they opened the account and then her system crashed but I should have the account number etc tomorrow. Whew. Relief.
  • smithja
    smithja Posts: 561 Forumite
    Has anyone seen their Experian file after opening a Barclay's Cash Account do they do a full "current account" credit check or is it another type of search.
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