Bank Charges - illegal?

sashacat

huge thanks to dchurch and CAG...my dd has just received £3200++, from hsbc..but interestingly she rang them and asked them to pay her court costs as well. They apologised for overlooking this and agreed to add them to the amount paid...thanks to all who helped. She is posting on CAG with the result

maforduk

maka wrote:

can i take my bank to court for more than i stated in my 1st letter to them. i asked them about 8 weeks ago for a copy of my charges after not recieving a thing i decided to send them a letter for a refund of £260 but today a copy cam and it works out at £540 that i have been charged so can i claim the full amount?

Yes, when you apply for the claim with the court you can claim up to the day of submission to the court.

maka_2

had a goodwill of £100 from cap one from charges of around £600 now
I am also at the same stage with lloydstsb but they have refused to refund anything.
i have been looking through the consumeractiongroup web site for some time now and cant find out where i can enter a claim.
can someone please piont me in the right direction as i am now ready to take them to court.
thanks in advance
maka

DJ_Tazzz

Hey Mika,

If you talking about entering a claim in the small claims court then I believe the following to be the site you looking for: https://www.moneyclaim.gov.uk

maka_2

im not the best at getting across what i wish to say is there andbody that could please help me with this??
thanks again

geoffreystuartlongden

Sorry if I haven't posted correctly. New onto the site. I have become fed up with my bank charging me for unpaid and reversal of direct debits. The direct debits being returned are for more than the £30 charge but Can I still try and get charges such as these back. Its HSBC bank.

Fedz

geoffreystuartlongden wrote:

Sorry if I haven't posted correctly. New onto the site. I have become fed up with my bank charging me for unpaid and reversal of direct debits. The direct debits being returned are for more than the £30 charge but Can I still try and get charges such as these back. Its HSBC bank.

You sure can!

Have a good read of this thread and the links contained within it and you won't go far wrong.

You need to either fax and or reg'd post a letter to the head office with your request (you can use a pro-forma and just fill in your details) with the charges (date, reason and amount) all itemised.

Await the results.

Good Luck

geoffreystuartlongden

thank you so much for that advice. am gona get onto it and i will let u know how it goes.

redballoon_2

Had a response from the data protection act letter i sent HSBC, they are going to start sending me the statements and also going to waive the charges!!!!

maka_2

i am now at the stage of wanting to take cap one and lloyds to court,
i have been on moneyclaim.gov strted to fill in the form and got myself stuck.Can anyone help with Particulars of claim i have been to the the libary section of consumeractiongroup but when i paste it across to moneyclaim.gov it tells me i have used to many letters.
can anyone help with a shorter version i can use??

i have posted a few times on consumeractiongroup but no one is replying to me and i really am stuck.