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SmlSave MFW diary - where to start?
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Its catching! I'm ill now, we really ought to stop all this 'cyber snogging'!:rotfl:
TPAx
PS you can always rely on me to lower the tone!:oMFW - We've only gone and blooming done it!May 2013:j0 -
Thanks for all the well wishes
I'm feeling all better now and managed to enjoy DH's Xmas party, the Clothes Show (spent £50) and Basement Jaxx.
You're not the only one I gave it to TPA, my morning chaffeur has it too and I don't remember snogging him either :rotfl:
Only 15 days till Xmas! I've just got to start the Christmas Cards now...urg...Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Thanks for all the well wishes
I'm feeling all better now and managed to enjoy DH's Xmas party, the Clothes Show (spent £50) and Basement Jaxx.
You're not the only one I gave it to TPA, my morning chaffeur has it too and I don't remember snogging him either :rotfl:
Only 15 days till Xmas! I've just got to start the Christmas Cards now...urg...
You have a chaffeur, who are you Holly Willoughby:eek:? OMG I know someone famous.:D
TPAxMFW - We've only gone and blooming done it!May 2013:j0 -
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You have a chaffeur, who are you Holly Willoughby:eek:? OMG I know someone famous.Do you have an evening chaffeur too!
:rotfl::rotfl::rotfl:He's DH's best mate who gives me a lift into work so unfortunatly I'm not famous.......but I am very distantly related to Flavia by marriage but I don't think that counts! :rotfl::rotfl::rotfl:
No evening chaffuerunless you count Mum, Bro and DH :rotfl:
Got a Xmas buffet to look forward to tonight which is paid for and I shouldn't be buying too many drinks as I'm working tomorrow!
I've quite chuffed that I've been offered some overtime over xmas and am going to be paid in asda voucherswhich means i can stock up the cupboards if i can resist the clothing section.
Ohhhhhhhh.... is it true that the ISA allowance will be going up to £5100? If so I'm all excited. not becuase i'll actually be able to save that much but it will give me the option to be more flexible with regards to moving the money around a bit! e.g. save £1000 for windows, take it out and there's still £4100 allowance to use!Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
I just thought you were half famous, you know the morning half! Chaffeur in the morning and thumb a lift in the evening!:D
Just being nosey, do you drive?Ohhhhhhhh.... is it true that the ISA allowance will be going up to £5100? If so I'm all excited. not becuase i'll actually be able to save that much but it will give me the option to be more flexible with regards to moving the money around a bit! e.g. save £1000 for windows, take it out and there's still £4100 allowance to use!
Aww I do hope so!!:j:j
TPAxMFW - We've only gone and blooming done it!May 2013:j0 -
Just being nosey, do you drive?
I don't think its noseyI do drive but since selling my car I've got out of the habit as I'm too lazy to drive DH's, all that seat moving and stuff :rotfl:
Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
I'm thinking of taking all my savings out of my ISA and putting them into a Lloyds incentive saver at 2.4% net, 3% gross, which is a lot better than the ISA rate at the moment. Can't help feeling I'm missing something though!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...0 -
Ohhhhhhhh.... is it true that the ISA allowance will be going up to £5100? If so I'm all excited. not becuase i'll actually be able to save that much but it will give me the option to be more flexible with regards to moving the money around a bit! e.g. save £1000 for windows, take it out and there's still £4100 allowance to use!
If you are 'lucky enough :rolleyes:' to be 50 before 6th April it applies now, otherwise from next tax year.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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