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SmlSave MFW diary - where to start?

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  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    OMG :eek: I'm so lucky that I checked my bank account today and managed to avoid becoming overdrawn! By a whole £7.63:rolleyes:

    Phew.

    Well I chose my 2 paint colours and of course B*Q didn't have them in so we went for some other ones and now half my bedroom is pink! PINK!!!!! If anyone has an easy way to de-pink a room I'm all ears. (without repainting it 300 times of course)

    I've listed 20 meals just from what's in the kitchen so the grocery bill should stabilise soon.

    And A*L wrote to me confirming that my fixed rate of 5.44 finishes end of February and I go onto the SVR at 4.99% which means that my payments drop £45 a month, or would if I don't call them and get it upped to £700 :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Just a quick post to say that me and DH have decided to definitely get the house double glazed this year. We're going to be borrowing the money from Dad and paying him back.

    It means that the budget is even more important than ever! So I'm going to rejig what I can and get the gardening books out to see what I can get started now.

    I'd really like to put any 'excess' half towards OPing and half towards the windows. and we've still got our holidays, hen parties, stag parties, birthdays, curtains, mattress etc

    _pale_ Ohhhh, I've got scared butterflies now
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    The windows will be really nice and you'll be sooooo warm next winter :D
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    The windows will be really nice and you'll be sooooo warm next winter :D

    I am looking forward to having less than five layers on smf2 :rotfl:

    I refrained from popping into the shops yesterday and instead made a scrummy store-cupboard tea :) Going to be lazy and just have beans on toast tonight after swimming and before going to the cinema.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Hello Sml

    Well done on all your achievments - possibly not the pink bedroom though:p.

    I'm sure the new windows will be worth it, you should see a significant difference in heat control

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Well done on all your achievments - possibly not the pink bedroom though:p.
    :rotfl::rotfl::rotfl:
    Shall I take a picture of the room when finished so you can approve my colours? Perhaps we could have a vote whether to keep the pink or not. The only way of easily de-pinking seems to be ragging which I'm not sure about (memories of rooms and rooms of ragged walls in the 90's)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    SmlSave wrote: »
    I am looking forward to having less than five layers on smf2 :rotfl:

    I refrained from popping into the shops yesterday and instead made a scrummy store-cupboard tea :) Going to be lazy and just have beans on toast tonight after swimming and before going to the cinema.

    I love beans on toast :D
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    edited 21 January 2010 at 5:37PM
    SmlSave wrote: »
    :rotfl::rotfl::rotfl:
    Shall I take a picture of the room when finished so you can approve my colours? Perhaps we could have a vote whether to keep the pink or not. The only way of easily de-pinking seems to be ragging which I'm not sure about (memories of rooms and rooms of ragged walls in the 90's)

    Oh my - ragging, I'd forgotten all about that. We really did have nothing to do in those days did'nt we? Now we have our priorities right and spend all day on the net.:rotfl:
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Oh my - ragging, I'd forgotten all about that. We really did have nothing to do in those days did we? Now we have our priorities right and spend all day on the net.:rotfl:

    How true computerSmiley2.gif


    :rotfl::rotfl::rotfl:
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Ha ha ha... How did we survive before the net and MSE? Given the choice bw broadband and a TV license, it'd be broadband every time :)
    QB
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