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SmlSave MFW diary - where to start?

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  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Given the choice bw broadband and a TV license, it'd be broadband every time :)

    Funny you should say that QB, I was thinking that I can use February's break in Council Tax to pay mine :D I think I probably could cope without a TV but DH certainly couldn't!

    I suggested to DH that we look at Freesat and cancel Sky - I'm surprised that he didn't sleep with the sky box next to him last night as he did this:- SmileyFrightenedBW.jpg
    He's now promised to find a cheaper broadband provider, give the joint account more money and eat beans on toast for the next month :rotfl:

    I thought, since I've agreed to LoveFilm for £10p/m we wouldn't need Sky anymore as we could get Freesat but hey-ho!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    SmlSave wrote: »
    I am looking forward to having less than five layers on smf2 :rotfl:.

    I bet OH agrees with that too ;)
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Stuart! :eek: Go stand in the corner till you can behave yourself!


    :rotfl::rotfl::rotfl:


    Next you'll be expecting me to play hula-hoop on the Wii in my underwear :rotfl:
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Just popping in to say I almost had a NSD until I 'accidently' walked through Boots and spent £8.50 on 5 reduced xmas pressies :p When I get home I shall wrap and lable them ready for the next set of birthday :A

    I've also arranged for a window quote to be done on Saturday :j

    See you guys Monday :) was going to bore you with my new budget but just spent the last hour fixing a massacred document :mad:

    you'll just have to wait now :rotfl:
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Sounds good... of course, the more you spend in these situations, the more you save!!! Which is counter-intuitive, in MSE terms. But we know it makes sense :p:D
    QB
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Sounds good... of course, the more you spend in these situations, the more you save!!! Which is counter-intuitive, in MSE terms. But we know it makes sense

    You know you made me feel better ;) explaining it like that, especially as I did it again today and spent £42 on three perfume sets.

    The window quote came back at £3,900:eek: _pale_ scary.

    Even scarier was doing the budget for this year - including expected spends like the windows and holidays - and having the screen turn red! We need an extra £300 to break even which DH has promised fingerscrossed-fingers-crossed-goodluck-smiley-emoticon-000674-medium.gif

    On a lighter note the bedroom looks lovely and just needs a touch up where my painting was a bit hap-hazzard
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave wrote: »
    You know you made me feel better ;) explaining it like that, especially as I did it again today and spent £42 on three perfume sets.

    The window quote came back at £3,900:eek: _pale_ scary.

    On a lighter note the bedroom looks lovely and just needs a touch up where my painting was a bit hap-hazzard

    Have had a similar budget denting fortnight. Car repairs and MOT and tv licence and garden stuff. But pressies you know you have to buy and can be got cheaper now is money saved.

    Yes, that's scary window money but you will save on the heating bills if you don't need as much to stay as warm.

    Now you're in the pink! Keep going, you are winning.
    No longer half of Optimisticpair


  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 27 January 2010 at 7:59PM
    Hi Smlsave

    Subscribed to your diary (stalker) and have just spent the last hour reading it all, I was intrigued about why you were sleeping in the living room. So I'm blaming you for not hoovering my new living room carpet, not much fluff though and looks a lot better than I thought

    Congrats on all you have achieved and on the wedding

    On the window front I got all 3 companies round at the same time to do the quotes and then squished them on the same settee, and let them all outbid each other. It was quite funny to watch :rotfl:
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Hi Optimistic and Radish :)
    So I'm blaming you for not hoovering my new living room carpet
    Awwwhhh that's not fair! Tell de truth I didn't force you to read the whole thread - but well done for getting through it all :T Did anything interesting happen? :rotfl:
    On the window front I got all 3 companies round at the same time to do the quotes and then squished them on the same settee, and let them all outbid each other. It was quite funny to watch
    OMG, did you really? I'm not sure if I'm brave enough to do that!

    Had a second window quote through today at £2850 but I think this is missing the VAT.

    I've just been reading about the mortgage hikes, A&L have stayed the same (they're carp anyway at 4.99%) but I was having heart palpitations all the same.

    From doing the budget I've seen how much we plan to spend this year on enjoying ourselves - gulp - thought I'd be honest and let you see....

    Dancing - £288p/year
    AirKix spending money - £40 (8/2/10)
    Bournmouth spending money - £100
    Prague spending money - £300 (March)
    Dancing show - £50 + £50 spending money (21/03/10)
    Hotel for Wedding - £100 (3/09/10)

    running away now.........
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    SmlSave wrote: »

    Did anything interesting happen? :rotfl:

    OMG, did you really? I'm not sure if I'm brave enough to do that!

    Yes the clock seemed to gain an extra hour in the space of minutes and it went dark outside :rotfl:

    BE BRAVE - start price to price I paid ......difference 1K
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
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