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SmlSave MFW diary - where to start?

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  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    SmlSave
    Great to see you had a weekend to recharge and relax. I'm sure you'll have plenty to keep you busy in the weeks to come, so don't feel guilty!
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Thanks Stu

    Managed a NSD today and have printed out the ISA transfer form to hand in on Thursday :)

    lal la la...nothing much else to report today really ......la la la...

    Oh! i updated my signature - finally - and the grocery spends work out at an average of £154.31 a month :D so not as bad as I'd thought


    knew there was something else....;)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Size 12-14 TPA - you interested? :D

    OMG I so wish I could fit into 12 -14...actually forget that I would be happy to fit in a 18 - 20:rotfl::rotfl:

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    :o You're a size 16 in my head TPA :o

    £5 spent today on lunch and we're off to see the art degree show tonight. Am hoping I'll get all inspired as there's half finsihed pictures every where.

    Yuk, am eating an overipe melon, uck, uck, uck, am halfway through...

    Got my last £5 off £30 Morrison voucher to use this week :) As there's not many essentials that we need I'm going to stock up on redbull and squash.

    :confused: sounds like the bridemaids have had a falling out :confused:

    Uck, uck...finished!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    I've finally had the letter from the Libary sayign that the :money: 'Money Diet' :money: is in and I can collect it :T This could be fate that it arrived today as I've got myself in a pickle. I've spent £325.79 on the credit card :eek: thankfully I closed the ING account (£70) and found an excess in A&L (£250) so that bill is effectivly covered BUT it looks like I've got to find another £200 from somewhere to pay for OH's wedding gift _pale_

    I didn't think it would that much but then I obviously didn't research it enough - poo. Its more than I wanted to spend but I'm ultra happy with the work that's been done so far (can't tell you what it is as OH might find out) I do have the money in savings but I'm always sad when I take it out :confused: but its my own fault.

    The car also had its service yesterday £470 :eek: and here I was hoping that it woudn't cost much as we'd just replaced the tyres :rolleyes: Apparently the wheel bearings and water pump needed replacing.

    On a good note the grocery bill should be small, the weather is nice and I did have a good weekend overall.

    Will do number crunching tonight and of course read the Money Diet
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    SmlSave
    Can't believe the low monthly spend on groceries, well done.

    Regarding the other aspects, sometimes, "it" happens, so it's good to see you have the savings to cover it.
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    boo.gif to motor vehicles. smiley_10sign.gif well done on your grocery challenge :T and I'm intigued as to what gift you have got OH.....smiley_thinking.gif
  • :oYou're a size 16 in my head TPA :o


    MWahhhssss I love you!!

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    ...not that I've actually been anywhere :p

    Your posts made me smile Stu, SMF2 and TPA when I read them :D
    I'm intigued as to what gift you have got OH.....smiley_thinking.gif

    If you really, really, really want to know SMF2 I'd be happy to PM you :D such a cute smiley too

    For a quick update I didn't have to go into my savings for the £200 as I found an excess 'floating' in one of my current accounts :rolleyes: and I've read the Money Diet which has re-inspired me all over again

    'Orrible Natwest said that we couldn't have an overdraft on our joint account as apparently as there was something wrong with our credit report :confused: So I got our free credit reports (ta Martin) which looked flawless so we paid to get our actual score, just to check, which was 999. Bl***y Natwest!:mad: Safe to say we now have our overdraft

    I can't believe its almost the end of June already :eek:
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    SmlSave wrote: »
    If you really, really, really want to know SMF2 I'd be happy to PM you :D such a cute smiley too

    oooo that would be cheating - I'll wait and find out with everyone else signs_143.gif:D
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