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SmlSave MFW diary - where to start?
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SmlSave
Great to see you had a weekend to recharge and relax. I'm sure you'll have plenty to keep you busy in the weeks to come, so don't feel guilty!0 -
Thanks Stu
Managed a NSD today and have printed out the ISA transfer form to hand in on Thursday
lal la la...nothing much else to report today really ......la la la...
Oh! i updated my signature - finally - and the grocery spends work out at an average of £154.31 a monthso not as bad as I'd thought
knew there was something else....;)Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Size 12-14 TPA - you interested?
OMG I so wish I could fit into 12 -14...actually forget that I would be happy to fit in a 18 - 20:rotfl::rotfl:
TPAxMFW - We've only gone and blooming done it!May 2013:j0 -
You're a size 16 in my head TPA
£5 spent today on lunch and we're off to see the art degree show tonight. Am hoping I'll get all inspired as there's half finsihed pictures every where.
Yuk, am eating an overipe melon, uck, uck, uck, am halfway through...
Got my last £5 off £30 Morrison voucher to use this weekAs there's not many essentials that we need I'm going to stock up on redbull and squash.
sounds like the bridemaids have had a falling out
Uck, uck...finished!Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
I've finally had the letter from the Libary sayign that the :money: 'Money Diet' :money: is in and I can collect it :T This could be fate that it arrived today as I've got myself in a pickle. I've spent £325.79 on the credit card :eek: thankfully I closed the ING account (£70) and found an excess in A&L (£250) so that bill is effectivly covered BUT it looks like I've got to find another £200 from somewhere to pay for OH's wedding gift _pale_
I didn't think it would that much but then I obviously didn't research it enough - poo. Its more than I wanted to spend but I'm ultra happy with the work that's been done so far (can't tell you what it is as OH might find out) I do have the money in savings but I'm always sad when I take it outbut its my own fault.
The car also had its service yesterday £470 :eek: and here I was hoping that it woudn't cost much as we'd just replaced the tyres :rolleyes: Apparently the wheel bearings and water pump needed replacing.
On a good note the grocery bill should be small, the weather is nice and I did have a good weekend overall.
Will do number crunching tonight and of course read the Money DietCurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
SmlSave
Can't believe the low monthly spend on groceries, well done.
Regarding the other aspects, sometimes, "it" happens, so it's good to see you have the savings to cover it.0 -
to motor vehicles.
well done on your grocery challenge :T and I'm intigued as to what gift you have got OH.....
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:oYou're a size 16 in my head TPA
MWahhhssss I love you!!
TPAxMFW - We've only gone and blooming done it!May 2013:j0 -
...not that I've actually been anywhere
Your posts made me smile Stu, SMF2 and TPA when I read themI'm intigued as to what gift you have got OH.....
If you really, really, really want to know SMF2 I'd be happy to PM yousuch a cute smiley too
For a quick update I didn't have to go into my savings for the £200 as I found an excess 'floating' in one of my current accounts :rolleyes: and I've read the Money Diet which has re-inspired me all over again
'Orrible Natwest said that we couldn't have an overdraft on our joint account as apparently as there was something wrong with our credit reportSo I got our free credit reports (ta Martin) which looked flawless so we paid to get our actual score, just to check, which was 999. Bl***y Natwest!:mad: Safe to say we now have our overdraft
I can't believe its almost the end of June already :eek:Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
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