teenage son crashed into electricity pole

tubbee2

Sorry bit of a long post but any suggestions welcome

My 17 year old son crashed his car into an electricity pole last November, the car was a write off and was scrapped. (Fortunately both he and his passenger were shaken but unhurt) I notified his insurance company of the accident but we heard nothing from the police who attended the accident or the electricity company and assumed that was it. Mistake! My son received a letter yesterday with a bill for £1700 (this is the first communication from anyone regarding the accident). Since the accident in November, he had another car insured with the same insurers but in June this year was disqualified for 12 months for drug driving :mad: (stupid boy went to pick girlfriend up from party at 5am after he had had a 'night in with the boys') Anyway, idiot son is off road, broke and having sold car is no longer insured.

Do we contact insurance company, aware that his insurance premium will be astronomical once his ban is over anyway? And if we do, despite the time lag is there still a presumption that as his insurers at the time of the accident they may cover the cost?

Or does he write back to the electricity company and explain he is a poor student and offer to pay them a nominal sum for the foreseeable future?

Any other options?

Many thanks

oldagetraveller

I bet that came as a shock!:p (sorry)

I would have thought that his insurance company at the time would be liable for this - third party and all that. The fact he is now banned shouldn't affect that claim in any way. Was he with the same ins. company when banned and if so do they know? It still surely should have no bearing on the "electricity" incident.
Some years ago my daughter wrote a car off by destroying a council erected "new road layout" sign - yes I know! The council sent her the bill for a new sign which was promptly sent to her insurance and they paid. She now pays more attention to the road ahead.
Good for you for stating the full facts as well but beware of the "holier than thou" brigade who may be along soon when they get back from church!

Morty_007

I agree that the insurer at the time should probably be liable for the bill...though I am sure they will question the electricity company as to why it took them so blimmin long to send the bill!! Good luck.

Hugs, bet you are pleased your boy is OK and off the road for a bit.

Hintza

Just contact insurance comapny keep a copy and post the original to insurance company via recorded delivery. Send a letter to electric comapny detailing who your son's insurance company is with all his detail including policy number then just forget about it.

Big ouch when he comes to be insured again.

bigturnip

iolanthe07 wrote: »

OK Conor - your posts are usually very helpful

From what I've seen of Conor his posts are usually far from helpful.

vaio

Inactive wrote: »

Post reported to abuse.

That is outrageous.

Heartless and frankly inappropriate but not worth telling tales about (but then I think censorship is a very bad idea)

Inactive

vaio wrote: »

Heartless and frankly inappropriate but not worth telling tales about (but then I think censorship is a very bad idea)

So do I normally, but this guy seems to make a habit of it.

ArsenalFC

Dont worry about the £1700, pass it onto you son's insurance company at the time of accident and let them know you have the insurance company resolving the issue.

When your son comes to insure again expect a massive insurance bill, which may put him off driving for a few years. This is well and truely deserved as already had one accident and on drugs while driving.

Seems like conor is a wannabe f-ing !!!!!! who always make bad comments to get notice.

vaio

Inactive wrote: »

So do I normally, but this guy seems to make a habit of it.

Yep, it’s a bug ger and I struggle with it sometimes but if you are against censorship it means for everyone even if you disagree with them or they make a habit of it or are just plain knobheads

Incisor

Inactive wrote: »

Post reported to abuse.

That is outrageous.

But you have to admit that the point raised is certainly a possibility. I don't think we should hide from it.

Inactive

vaio wrote: »

Yep, it’s a bug ger and I struggle with it sometimes but if you are against censorship it means for everyone even if you disagree with them or they make a habit of it or are just plain knobheads

Perhaps if you were directly on the receiving end of one of his abusive remarks, as I was on the Tesco thread, you may possibly reconsider.;)