Desperate - ripped off on my credit card in a lapdancing club

BARGAINHUNTER!

Just remembered that last Christmas I was doing my christmas shopping online and was trying to order 3 different pieces of electrical equipment (not hugely expensive) from 3 different online stores. I got a phone call from my credit card company querying the purchases as they had been flagged up as 'dodgy'. I had to answer security questions and verify that it was me trying to make the purchases before they would process them. It might be because you used a PIN number to verify the purchase that your credit card company let them through? But surely alarm bells should have rung with them, unless you had used this card in similar establishments before? Credit card companies have very good anti-fraud software to identify 'dodgy' transactions and this should have flagged these transactions.

Having said that, one of our work credit cards was used to purchase jewellery from a shopping channel and was allowed to go through. I cannot divulge where I work, but it should have been blatently obvious that our work would not be purchasing jewellery from an online shopping channel!!! And the jewellery was delivered to another address! So maybe the anti-fraud systems are not as good as they claim to be!!

Anyway, good luck. Might be worth going to see a solicitor on a free 30 min appt to get their advice. Let us know how you get on!!

random_fat_bird

Get a friend to phone the club to ask what their floor limit on card transactions is. I bet it's £1000. If so, any transaction at or below that limit will go through without being flagged to the bank/card company as far as I can remember.

Best of luck with the CCTV.

missbargain

Majority of us think that the OP might have been scammed because we are acting in "good faith", eg. trusting what the OP told us up to now.
Of course that it may as well have happenned that he himself spent knowingly spent the money, scamming (or him being use in some other way) is just one possibility. Besides, this story may have been completely made up, as far as anyone is concerned, but as I said, we are starting from the premises that it is all true and as reported, so again "in good faith".

I personally would like to know how come that all 4 receipts have come to exactly 1000 pounds each, regardless whether the OP has knowingly spent the money or not. That really is quite unusual, so I am looking forward to hearing the resolution of this story.

exel1966

missbargain wrote: »

so I am looking forward to hearing the resolution of this story.

That's the thing with stories, you can have any ending you like !

NickX

robpw2 wrote: »

i love the fact that everyone thinks this guy MUST have been scammed

Not at all !!

I think the point here is that nobody knows if the OP has been scammed, and whatsmore he doesn't know himself because he does not remember.

He really needs to piece together the events of the evening to determine whether anything illegal has taken place. You never know, once he has ascertained what went on, he may realise that he enjoyed £4k worth of entertainment

hethmar

Whilst I wickedly have found some of the comments amusing - IF this is a genuine posting you have to feel sorry for the guy.

We all make mistakes, fortunately not on such a big scale as this. He says the club said they charge £1k "an hour" - sorry, but for an hour of what? Is that for the dancing or is it indeed a brothel?

Either way I think the poor sod has lost his money. Whether its a scam or not, and obviously it common terms it would appear so, in law he has paid for what he received. The fact that he apparently agreed to pay extortionate amounts for whatever he did get (!?) doesnt mean its illegal.

If this is a genuine post, I do hope that the OP manages to sort something out but I feel this is unlikely.

Cranston_2

hethmar wrote: »

Is that for the dancing or is it indeed a brothel?

A high class brothel!

hethmar

Doesnt sound that high class Cranston

TheAnalyst

I simply cannot believe, regardless of how !!!!ed this chap was that he would willingly blow his entire savings on one night in a strip bar

Even the likes of Spearmint Rhino are £20-£50 a dance, I know 2 friends were in the one in Birmingham one night after receiving large bonuses from work.. In 5 hours they spent £2000 between them and this was drinking champagne, the lot!

I honestly reckon he's been duped and frankly it's disgusting, this is clearly a huge amount of money to the guy he's been taken complete advantage of.

it really would help to get a better picture if you told us which establishment it was and where, that way we could work out what the rates are and see if it's even possible to spend £1000 a hour!

Really really hope you get this sorted out mate!

andy30

I feel sorry for the guy however it does sound very like another thread I saw on another forum where a similar thing happened and then he tried to get people (out of sympathy) to send £1 to him. Think he got quite a bit then disappeared.
Sorry to sound skeptical but if it is what you said then go to the police now, why wait and debate it on a forum!