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Can someone kick me into gear please?!

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Comments

  • No need to call names though (ref original post 192 that got deleted)

    Hope you have a good day Penguin
    :j
    May 2013 new beginnings:j
  • taxi73
    taxi73 Posts: 20,815 Forumite
    You certainly did shock moanymoany!!!...looking through and being thorough would've shown that she'd changed her way of spending because as you could see if you'd read the thread that she has managed to pay £11000 of debt off since June 2007.
    To anyone I'm sure that means that she is living quite frugally.You need to stop and think of peoples feelings first before posting.There are usually circumstances behind the debt.Some are really heartbreaking as well and nothing that people could do about it at the time.
    At least we face up to our debts and are paying them off not opting for bankruptcy.
    Take for instance I was working on one taxi firm (my own taxi)...the takings turned out to be bad after a while so I used my good credit rating to keep us afloat and changed firms...needed a new taxi bought it on finance and 10 months down the line had it wrote off by some 18 year old girl not paying attention..so had to buy another taxi to stay in business whilst sorting out the payouts from insurance!!!!!
    This is why you need to think before writing as some of us have had loads to deal with and also inbetween that I had to have 6 months off work due to a big operation.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi Penguin..hope you're feeling better today x
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Evening all - back from work and I am off tomorrow so dont have much planned. No spending for me today - yeay!

    Work was hectic, glad to be home. OH off tonight as he hasnt been to bed since saturday night so starting to flag a bit!

    Have joined the £1000.00 in 100 days challenge which is going to be tough but will give it a good go. Planning on clearing out the dining room and then using it to put everything in that can be sold. Have an inbox full of surveys to do and some credit in one of the bingo sites so hopefully my luck will be in!

    Hope everyone has had a good day x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Sounds like a good plan x good luck xx
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Evening everyone - cant sleep again tonight because I am worrying about work tomorrow - stupid arent I! I love my sleep too!

    Not much to report today, had a day off and did a little bit of housework, a lot of watching tv and not much else!

    OH went out and got the food shop for less than 50.00 which is good and have had one forgotten expense of the person who looks after my horse in the afternoon - it was budgetted I just forgot to give it to her last week - I wondered why my bank balance looked so healthy!

    Hopefully more exciting stuff to update tomorrow and work wont be as bad as I imagining it to be! x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • sounds like my days off , just add a half a ton of washing..
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    Ah haaaah!

    There you are BOB...how considerate to post just as I was looking for your thread...makes it a lot easier.

    Have just posted for you on Owls Hun with (some) gorey details. Hope the stomach is feeling good tonight :rotfl: :rotfl: :rotfl:

    Hugs
    Wol2
    xxx
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Ooh gory details Wol - Im intrigued - have to go and read through the night owls now! x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    penguin83 wrote: »
    Evening everyone - cant sleep again tonight because I am worrying about work tomorrow - stupid arent I! I love my sleep too!

    Not much to report today, had a day off and did a little bit of housework, a lot of watching tv and not much else!

    OH went out and got the food shop for less than 50.00 which is good and have had one forgotten expense of the person who looks after my horse in the afternoon - it was budgetted I just forgot to give it to her last week - I wondered why my bank balance looked so healthy!

    Hopefully more exciting stuff to update tomorrow and work wont be as bad as I imagining it to be! x x

    Hi P my dear!!

    It's good to chill out....please don;t be too hard on yourself...it WAS your day off after all ......and that's what it's meant to be...a day OFF...it's not a day to work like a maniac catching up on everything outside of work..... hee hee....and who is this Wol, who used to take annual leave to "catch up" on work :eek:, (saddo that I was)........to remark on what dear Penguin:o does!!

    HUgs Hun..hope you had a good day....without guilt. Remember you're terrific and we all think so!! And if you can't get to sleep, maybe it's time Wol made you one of her Irish coffees :o :eek: :D ...certainly seemed to work (perhaps too well) for some other DFW's :D:D

    Much love
    Wol2
    xxx
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

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